Accord Financial Corp. (TSX:ACD)

Accord Financial Statistics

Total Valuation

TSX:ACD has a market cap or net worth of CAD 29.87 million.

Market Cap	29.87M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, November 7, 2025.

Earnings Date	Nov 7, 2025
Ex-Dividend Date	n/a

Share Statistics

TSX:ACD has 8.56 million shares outstanding. The number of shares has decreased by -1.87% in one year.

Current Share Class	8.56M
Shares Outstanding	8.56M
Shares Change (YoY)	-1.87%
Shares Change (QoQ)	+1.59%
Owned by Insiders (%)	3.39%
Owned by Institutions (%)	n/a
Float	3.10M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.77
PB Ratio	0.36
P/TBV Ratio	0.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.21, with a Debt / Equity ratio of 3.97.

Current Ratio	1.21
Quick Ratio	1.21
Debt / Equity	3.97
Debt / EBITDA	n/a
Debt / FCF	-13.95
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -4.47%.

Return on Equity (ROE)	-4.47%
Return on Assets (ROA)	-0.85%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	472,463
Profits Per Employee	-59,073
Employee Count	82
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

Income Tax	-1.28M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -12.75% in the last 52 weeks. The beta is 0.49, so TSX:ACD's price volatility has been lower than the market average.

Beta (5Y)	0.49
52-Week Price Change	-12.75%
50-Day Moving Average	3.52
200-Day Moving Average	3.57
Relative Strength Index (RSI)	50.32
Average Volume (20 Days)	2,151

Short Selling Information

The latest short interest is 25, so 0.00% of the outstanding shares have been sold short.

Short Interest	25
Short Previous Month	100
Short % of Shares Out	0.00%
Short % of Float	0.00%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:ACD had revenue of CAD 38.74 million and -4.84 million in losses. Loss per share was -0.57.

Revenue	38.74M
Gross Profit	38.74M
Operating Income	-5.13M
Pretax Income	-5.13M
Net Income	-4.84M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-0.57

Balance Sheet

The company has 7.55 million in cash and 333.49 million in debt, giving a net cash position of -325.94 million or -38.08 per share.

Cash & Cash Equivalents	7.55M
Total Debt	333.49M
Net Cash	-325.94M
Net Cash Per Share	-38.08
Equity (Book Value)	84.08M
Book Value Per Share	9.19
Working Capital	69.13M

Cash Flow

In the last 12 months, operating cash flow was -23.57 million and capital expenditures -342,000, giving a free cash flow of -23.91 million.

Operating Cash Flow	-23.57M
Capital Expenditures	-342,000
Free Cash Flow	-23.91M
FCF Per Share	-2.79

Margins

Gross margin is 100.00%, with operating and profit margins of -13.24% and -12.50%.

Gross Margin	100.00%
Operating Margin	-13.24%
Pretax Margin	-13.24%
Profit Margin	-12.50%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

TSX:ACD does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	1.87%
Shareholder Yield	n/a
Earnings Yield	-16.22%
FCF Yield	-80.04%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2