Bank of Montreal (TSX:BMO)
223.93
+0.81 (0.36%)
May 29, 2026, 4:00 PM EST
Bank of Montreal Income Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Apr '26 Apr 30, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Net Interest Income | 21,903 | 21,487 | 19,468 | 18,681 | 15,885 | 14,310 |
Net Interest Income Growth | 5.67% | 10.37% | 4.21% | 17.60% | 11.01% | 2.43% |
Non-Interest Income | 15,817 | 14,787 | 13,327 | 10,578 | 17,825 | 12,876 |
Non-Interest Income Growth | 10.09% | 10.96% | 25.99% | -40.66% | 38.44% | 14.81% |
Revenues Before Loan Losses | 37,720 | 36,274 | 32,795 | 29,259 | 33,710 | 27,186 |
Provision for Credit Losses | 3,037 | 3,617 | 3,761 | 2,178 | 313 | 20 |
| 34,683 | 32,657 | 29,034 | 27,081 | 33,397 | 27,166 | |
Revenue Growth (YoY) | 13.34% | 12.48% | 7.21% | -18.91% | 22.94% | 22.19% |
Compensation Expenses | 12,568 | 12,018 | 10,872 | 11,460 | 8,795 | 8,322 |
Selling, General & Admin | 6,410 | 6,294 | 5,925 | 6,912 | 5,218 | 4,664 |
Other Non-Interest Expenses | 2,766 | 2,795 | 2,702 | 2,762 | 1,498 | 3,922 |
Total Non-Interest Expense | 21,744 | 21,107 | 19,499 | 21,134 | 16,194 | 15,509 |
Pretax Income | 12,939 | 11,550 | 9,535 | 5,947 | 17,203 | 11,657 |
Provision for Income Taxes | 3,195 | 2,825 | 2,208 | 1,510 | 4,349 | 2,504 |
Net Income | 9,731 | 8,709 | 7,318 | 4,425 | 13,537 | 7,754 |
Minority Interest in Earnings | 13 | 16 | 9 | 12 | - | - |
Net Income to Common | 9,731 | 8,709 | 7,318 | 4,425 | 13,537 | 7,754 |
Net Income Growth | 17.81% | 19.01% | 65.38% | -67.31% | 74.58% | 52.13% |
Shares Outstanding (Basic) | 712 | 722 | 728 | 709 | 664 | 647 |
Shares Outstanding (Diluted) | 713 | 723 | 729 | 711 | 666 | 649 |
Shares Change (YoY) | -2.19% | -0.72% | 2.54% | 6.73% | 2.63% | 1.02% |
EPS (Basic) | 13.06 | 11.46 | 9.52 | 5.77 | 20.04 | 11.60 |
EPS (Diluted) | 13.03 | 11.44 | 9.51 | 5.76 | 19.99 | 11.58 |
EPS Growth | 21.21% | 20.29% | 65.10% | -71.19% | 72.63% | 53.38% |
Shares Outstanding | 700.42 | 708.91 | 729.53 | 720.91 | 677.11 | 648.14 |
Free Cash Flow | 19,485 | 10,240 | 26,703 | 9,591 | 4,180 | 43,565 |
Free Cash Flow Growth | 90.28% | -61.65% | 178.42% | 129.45% | -90.41% | -13.63% |
Free Cash Flow Per Share | 27.31 | 14.16 | 36.65 | 13.50 | 6.28 | 67.16 |
Dividends Per Share | 6.600 | 6.440 | 6.120 | 5.800 | 5.440 | 4.240 |
Dividend Growth | 2.48% | 5.23% | 5.52% | 6.62% | 28.30% | - |
Profit Margin | 28.09% | 26.72% | 25.24% | 16.38% | 40.53% | 28.54% |
FCF Margin | 56.18% | 31.36% | 91.97% | 35.42% | 12.52% | 160.37% |
EBITDA | 2,183 | 2,180 | 2,110 | 2,092 | 1,480 | 1,565 |
EBITDA Margin | 6.29% | 6.68% | 7.27% | 7.72% | 4.43% | 5.76% |
Effective Tax Rate | 24.69% | 24.46% | 23.16% | 25.39% | 25.28% | 21.48% |