Definity Financial Corporation (TSX:DFY)

Gross Premiums Written

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Personal Insurance - Gross Written Premiums	3.29B	3.05B
Personal Insurance - Gross Written Premiums Growth	7.87%	10.15%
Personal Auto - Gross Written Premiums	2.00B	1.87B
Personal Auto - Gross Written Premiums Growth	7.18%	12.69%
Personal Property - Gross Written Premiums	1.29B	1.18B
Personal Property - Gross Written Premiums Growth	8.95%	6.36%
Commercial Insurance - Gross Written Premiums	1.52B	1.40B
Commercial Insurance - Gross Written Premiums Growth	8.59%	13.10%

Key Performance Indicators

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Personal Insurance - Policies in Force	1.65M	1.60M
Personal Insurance - Policies in Force Growth	3.18%	-0.19%
Personal Auto - Policies in Force	810.40K	772.90K
Personal Auto - Policies in Force Growth	4.85%	1.23%
Personal Property - Policies in Force	835.90K	822.70K
Personal Property - Policies in Force Growth	1.60%	-1.50%
Combined Ratio - Personal Insurance	92.50%	96.50%
Claims Ratio - Personal Auto	69.70%	71.10%
Expense Ratio - Personal Auto	25.40%	25.60%
Combined Ratio - Personal Auto	95.10%	96.70%
Claims Ratio - Personal Property	55.40%	62.70%
Expense Ratio - Personal Property	33.10%	33.60%
Combined Ratio - Personal Property	88.50%	96.30%
Claims Ratio - Commercial Insurance	56.70%	56.40%
Expense Ratio - Commercial Insurance	32.60%	33.00%
Combined Ratio - Commercial Insurance	89.30%	89.40%

Updated Dec 31, 2025. Data Source: Fiscal.ai.