Definity Financial Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	8,155	9,105	6,698	4,321	4,413	3,422
Market Cap Growth	16.82%	35.94%	55.02%	-2.10%	28.96%	-
Enterprise Value	9,207	10,234	6,774	4,221	4,241	3,103
PE Ratio	19.38	21.77	15.56	12.34	39.80	16.05
PS Ratio	1.73	1.93	1.55	1.12	1.45	1.16
PB Ratio	1.90	2.12	1.91	1.44	1.66	1.43
P/FCF Ratio	19.75	22.05	28.92	16.35	20.53	5.22
P/OCF Ratio	15.91	17.76	21.80	12.28	14.43	5.22
EV/Sales Ratio	1.95	2.17	1.57	1.09	1.39	1.05
EV/EBITDA Ratio	12.70	14.34	10.71	8.18	35.08	11.05
EV/EBIT Ratio	13.71	15.33	11.45	8.69	88.53	11.27
EV/FCF Ratio	22.29	24.78	29.25	15.97	19.73	4.74
Debt / Equity Ratio	0.27	0.27	0.07	0.05	0.03	0.01
Debt / EBITDA Ratio	1.61	1.61	0.41	0.29	0.59	0.07
Debt / FCF Ratio	2.82	2.82	1.12	0.57	0.33	0.03
Net Debt / Equity Ratio	0.19	0.19	-0.02	-0.02	-0.05	-0.15
Net Debt / EBITDA Ratio	1.13	1.13	-0.10	-0.09	-1.07	-1.31
Net Debt / FCF Ratio	1.96	1.96	-0.27	-0.18	-0.60	-0.56
Quick Ratio	0.47	0.47	0.14	0.11	3.25	0.29
Current Ratio	0.60	0.60	0.26	0.31	8.78	0.35
Asset Turnover	0.55	0.55	0.58	0.55	0.42	0.41
Return on Equity (ROE)	10.93%	10.93%	13.36%	12.52%	4.41%	10.12%
Return on Assets (ROA)	4.83%	4.83%	4.95%	4.31%	0.41%	2.37%
Return on Invested Capital (ROIC)	9.00%	10.68%	12.84%	12.52%	1.82%	9.81%
Earnings Yield	5.13%	4.59%	6.43%	8.10%	2.51%	6.23%
FCF Yield	5.06%	4.54%	3.46%	6.12%	4.87%	19.14%
Dividend Yield	1.26%	0.99%	1.11%	1.50%	1.35%	0.18%
Payout Ratio	21.16%	21.16%	17.12%	18.05%	57.08%	895.36%
Buyback Yield / Dilution	-2.23%	-2.23%	0.09%	0.26%	-10.91%	-1.35%
Total Shareholder Return	-0.96%	-1.24%	1.19%	1.76%	-9.56%	-1.17%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.