iA Financial Corporation Inc. (TSX: IAG)

iA Financial Corporation Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 20, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	12,396	9,013	8,334	7,792	5,908	7,625
Market Cap Growth	21.49%	8.15%	6.96%	31.89%	-22.52%	60.03%
Enterprise Value	14,176	11,510	11,477	9,667	7,509	9,812
PE Ratio	13.36	11.72	26.97	9.39	9.67	11.10
PS Ratio	1.43	1.14	1.25	0.50	0.34	0.50
PB Ratio	1.85	1.28	1.17	1.08	0.91	1.24
P/FCF Ratio	6.20	8.48	25.56	-	3.51	28.45
P/OCF Ratio	4.62	6.72	13.60	42.12	3.18	18.24
EV/Sales Ratio	1.57	1.45	1.72	0.62	0.43	0.64
EV/EBITDA Ratio	8.97	9.22	20.28	6.43	7.06	8.78
EV/EBIT Ratio	10.42	10.79	28.27	8.22	8.90	10.18
EV/FCF Ratio	7.09	10.83	35.21	-	4.46	36.61
Debt / Equity Ratio	0.45	0.35	0.47	0.36	0.43	0.42
Debt / EBITDA Ratio	2.07	1.92	5.69	1.72	2.58	2.26
Debt / FCF Ratio	1.64	2.29	10.21	-	1.67	9.60
Quick Ratio	1.11	0.37	0.38	0.45	0.65	0.59
Current Ratio	2.58	0.82	0.77	0.94	1.24	1.00
Asset Turnover	0.09	0.09	0.07	0.17	0.22	0.22
Return on Equity (ROE)	13.85%	11.14%	4.65%	12.39%	10.01%	11.97%
Return on Assets (ROA)	0.88%	0.75%	0.28%	0.81%	0.66%	0.88%
Return on Capital (ROIC)	8.34%	6.69%	2.50%	7.66%	5.85%	7.25%
Earnings Yield	7.48%	8.75%	4.01%	10.93%	10.71%	9.30%
FCF Yield	16.13%	11.79%	3.91%	-0.81%	28.49%	3.51%
Dividend Yield	2.72%	3.57%	3.58%	3.19%	4.02%	3.05%
Payout Ratio	31.65%	38.53%	82.93%	26.29%	32.86%	26.52%
Buyback Yield / Dilution	6.68%	3.74%	0.93%	-0.93%	-	2.73%
Total Shareholder Return	9.40%	7.30%	4.50%	2.26%	4.02%	5.78%

Source: S&P Capital IQ. Insurance template. Financial Sources.