iA Financial Corporation Inc. (TSX:IAG)

iA Financial Corporation Statistics

Total Valuation

TSX:IAG has a market cap or net worth of CAD 11.86 billion. The enterprise value is 12.79 billion.

Market Cap	11.86B
Enterprise Value	12.79B

Important Dates

The last earnings date was Tuesday, February 18, 2025.

Earnings Date	Feb 18, 2025
Ex-Dividend Date	Feb 28, 2025

Share Statistics

TSX:IAG has 93.31 million shares outstanding. The number of shares has decreased by -6.80% in one year.

Current Share Class	n/a
Shares Outstanding	93.31M
Shares Change (YoY)	-6.80%
Shares Change (QoQ)	-0.63%
Owned by Insiders (%)	0.16%
Owned by Institutions (%)	44.98%
Float	93.15M

Valuation Ratios

The trailing PE ratio is 13.01 and the forward PE ratio is 10.36.

PE Ratio	13.01
Forward PE	10.36
PS Ratio	1.55
PB Ratio	1.73
P/TBV Ratio	3.48
P/FCF Ratio	15.55
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.46, with an EV/FCF ratio of 16.76.

EV / Earnings	13.58
EV / Sales	1.62
EV / EBITDA	8.46
EV / EBIT	9.87
EV / FCF	16.76

Financial Position

The company has a current ratio of 0.79, with a Debt / Equity ratio of 0.49.

Current Ratio	0.79
Quick Ratio	0.33
Debt / Equity	0.49
Debt / EBITDA	2.44
Debt / FCF	4.83
Interest Coverage	21.25

Financial Efficiency

Return on equity (ROE) is 13.26% and return on invested capital (ROIC) is 7.86%.

Return on Equity (ROE)	13.26%
Return on Assets (ROA)	0.80%
Return on Invested Capital (ROIC)	7.86%
Return on Capital Employed (ROCE)	1.33%
Revenue Per Employee	1.13M
Profits Per Employee	134,571
Employee Count	7,000
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, TSX:IAG has paid 202.00 million in taxes.

Income Tax	202.00M
Effective Tax Rate	21.22%

Stock Price Statistics

The stock price has increased by +35.60% in the last 52 weeks. The beta is 1.16, so TSX:IAG's price volatility has been higher than the market average.

Beta (5Y)	1.16
52-Week Price Change	+35.60%
50-Day Moving Average	131.84
200-Day Moving Average	110.98
Relative Strength Index (RSI)	40.28
Average Volume (20 Days)	261,352

Short Selling Information

The latest short interest is 813,271, so 0.85% of the outstanding shares have been sold short.

Short Interest	813,271
Short Previous Month	723,513
Short % of Shares Out	0.85%
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:IAG had revenue of CAD 7.90 billion and earned 942.00 million in profits. Earnings per share was 9.77.

Revenue	7.90B
Gross Profit	3.70B
Operating Income	1.30B
Pretax Income	1.23B
Net Income	942.00M
EBITDA	1.49B
EBIT	1.30B
Earnings Per Share (EPS)	9.77

Balance Sheet

The company has 1.99 billion in cash and 3.69 billion in debt, giving a net cash position of -2.12 billion or -22.71 per share.

Cash & Cash Equivalents	1.99B
Total Debt	3.69B
Net Cash	-2.12B
Net Cash Per Share	-22.71
Equity (Book Value)	7.47B
Book Value Per Share	73.48
Working Capital	-2.59B

Cash Flow

In the last 12 months, operating cash flow was 1.04 billion and capital expenditures -278.00 million, giving a free cash flow of 763.00 million.

Operating Cash Flow	1.04B
Capital Expenditures	-278.00M
Free Cash Flow	763.00M
FCF Per Share	8.18

Margins

Gross margin is 46.86%, with operating and profit margins of 16.41% and 12.18%.

Gross Margin	46.86%
Operating Margin	16.41%
Pretax Margin	15.56%
Profit Margin	12.18%
EBITDA Margin	18.88%
EBIT Margin	16.41%
FCF Margin	9.66%

Dividends & Yields

This stock pays an annual dividend of 3.60, which amounts to a dividend yield of 2.79%.

Dividend Per Share	3.60
Dividend Yield	2.79%
Dividend Growth (YoY)	10.43%
Years of Dividend Growth	12
Payout Ratio	33.47%
Buyback Yield	6.80%
Shareholder Yield	9.58%
Earnings Yield	7.94%
FCF Yield	6.43%

Stock Splits

The last stock split was on May 16, 2005. It was a forward split with a ratio of 2.

Last Split Date	May 16, 2005
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	5