Intact Financial Corporation (TSX:IFC.PRM)
Canada flag Canada · Delayed Price · Currency is CAD
24.61
+0.06 (0.24%)
At close: Sep 25, 2026

Intact Financial Statistics

Total Valuation

TSX:IFC.PRM has a market cap or net worth of CAD 44.18 billion. The enterprise value is 48.74 billion.

Market Cap44.18B
Enterprise Value 48.74B

Important Dates

The next confirmed earnings date is Wednesday, November 4, 2026.

Earnings Date Nov 4, 2026
Ex-Dividend Date Sep 15, 2026

Share Statistics

Current Share Class n/a
Shares Outstanding n/a
Shares Change (YoY) -0.50%
Shares Change (QoQ) -0.39%
Owned by Insiders (%) 0.46%
Owned by Institutions (%) 50.14%
Float 175.54M

Valuation Ratios

The trailing PE ratio is 13.81 and the forward PE ratio is 13.63.

PE Ratio 13.81
Forward PE 13.63
PS Ratio 1.66
PB Ratio 2.03
P/TBV Ratio 4.29
P/FCF Ratio 12.26
P/OCF Ratio 10.58
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.94, with an EV/FCF ratio of 13.53.

EV / Earnings 15.24
EV / Sales 1.83
EV / EBITDA 8.94
EV / EBIT 10.35
EV / FCF 13.53

Financial Position

The company has a current ratio of 0.34, with a Debt / Equity ratio of 0.23.

Current Ratio 0.34
Quick Ratio 0.15
Debt / Equity 0.23
Debt / EBITDA 0.92
Debt / FCF 1.39
Interest Coverage 21.31

Financial Efficiency

Return on equity (ROE) is 16.09% and return on invested capital (ROIC) is 13.88%.

Return on Equity (ROE) 16.09%
Return on Assets (ROA) 4.70%
Return on Invested Capital (ROIC) 13.88%
Return on Capital Employed (ROCE) 13.18%
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee 830,813
Profits Per Employee 99,969
Employee Count 32,000
Asset Turnover 0.42
Inventory Turnover n/a

Taxes

In the past 12 months, TSX:IFC.PRM has paid 927.00 million in taxes.

Income Tax 927.00M
Effective Tax Rate 21.96%

Stock Price Statistics

Beta (5Y) n/a
52-Week Price Change n/a
50-Day Moving Average 25.23
200-Day Moving Average 25.13
Relative Strength Index (RSI) 29.60
Average Volume (20 Days) 3,601

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, TSX:IFC.PRM had revenue of CAD 26.59 billion and earned 3.20 billion in profits. Earnings per share was 17.99.

Revenue 26.59B
Gross Profit 4.76B
Operating Income 4.71B
Pretax Income 4.22B
Net Income 3.20B
EBITDA 5.45B
EBIT 4.71B
Earnings Per Share (EPS) 17.99
Full Income Statement

Balance Sheet

The company has 3.33 billion in cash and 5.00 billion in debt, with a net cash position of -3.09 billion.

Cash & Cash Equivalents 3.33B
Total Debt 5.00B
Net Cash -3.09B
Net Cash Per Share n/a
Equity (Book Value) 21.72B
Book Value Per Share 114.81
Working Capital -18.82B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 4.18 billion and capital expenditures -575.00 million, giving a free cash flow of 3.60 billion.

Operating Cash Flow 4.18B
Capital Expenditures -575.00M
Depreciation & Amortization n/a
Net Borrowing -584.00M
Free Cash Flow 3.60B
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 17.92%, with operating and profit margins of 17.71% and 12.39%.

Gross Margin 17.92%
Operating Margin 17.71%
Pretax Margin 15.88%
Profit Margin 12.39%
EBITDA Margin 20.50%
EBIT Margin 17.71%
FCF Margin 13.55%

Dividends & Yields

This stock pays an annual dividend of 1.21, which amounts to a dividend yield of 4.92%.

Dividend Per Share 1.21
Dividend Yield 4.92%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 33.03%
FCF Payout Ratio n/a
Buyback Yield 0.50%
Shareholder Yield 5.43%
Earnings Yield 7.24%
FCF Yield 8.15%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5