Royal Bank of Canada Income Statement

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 31, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Net Interest Income	33,637	33,000	27,953	25,129	22,717	20,002
Net Interest Income Growth	13.76%	18.05%	11.24%	10.62%	13.57%	-4.00%
Non-Interest Income	34,189	33,605	29,391	26,335	26,268	29,691
Non-Interest Income Growth	10.18%	14.34%	11.60%	0.26%	-11.53%	12.70%
Revenues Before Loan Losses	67,826	66,605	57,344	51,464	48,985	49,693
Provision for Credit Losses	4,402	4,362	3,232	2,468	484	-753
Revenue	63,424	62,243	54,112	48,996	48,501	50,446
Revenue Growth (YoY)	11.02%	15.03%	10.44%	1.02%	-3.86%	17.78%
Compensation Expenses	23,424	23,122	21,083	18,853	16,528	16,539
Selling, General & Admin	8,178	8,143	8,236	7,432	6,246	5,852
Other Non-Interest Expenses	5,197	5,327	4,931	4,528	5,618	7,424
Total Non-Interest Expense	36,799	36,592	34,250	30,813	26,609	25,924
Pretax Income	26,625	25,651	19,862	18,183	20,109	20,631
Provision for Income Taxes	5,602	5,282	3,622	3,571	4,302	4,581
Net Income	21,017	20,362	16,230	14,605	15,794	16,038
Minority Interest in Earnings	6	7	10	7	13	12
Net Income to Common	21,017	20,362	16,230	14,605	15,794	16,038
Net Income Growth	18.21%	25.46%	11.13%	-7.53%	-1.52%	40.29%
Shares Outstanding (Basic)	1,405	1,409	1,412	1,391	1,404	1,424
Shares Outstanding (Diluted)	1,408	1,412	1,414	1,393	1,406	1,427
Shares Change (YoY)	-0.59%	-0.15%	1.52%	-0.96%	-1.45%	-0.14%
EPS (Basic)	14.59	14.10	11.27	10.33	11.08	11.08
EPS (Diluted)	14.56	14.07	11.25	10.32	11.06	11.06
EPS Growth	18.57%	25.07%	9.01%	-6.69%	-	41.43%
Free Cash Flow	59,805	52,977	20,859	23,349	19,442	58,858
Free Cash Flow Growth	12.89%	153.98%	-10.66%	20.10%	-66.97%	-56.78%
Free Cash Flow Per Share	42.49	37.53	14.75	16.77	13.83	41.25
Dividends Per Share	6.200	6.040	5.600	5.340	4.960	4.320
Dividend Growth	2.65%	7.86%	4.87%	7.66%	14.82%	0.70%
Profit Margin	33.15%	32.72%	30.01%	29.82%	32.59%	31.82%
FCF Margin	94.29%	85.11%	38.55%	47.65%	40.09%	116.68%
EBITDA	3,015	3,079	2,981	2,854	2,652	2,592
EBITDA Margin	4.75%	4.95%	5.51%	5.82%	5.47%	5.14%
Effective Tax Rate	21.04%	20.59%	18.24%	19.64%	21.39%	22.20%

Updated Jan 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.