Royal Bank of Canada (TSX:RY)
Canada · Delayed Price · Currency is CAD 284.95
+1.84 (0.65%)
Sep 2, 2026, 10:09 AM EST
Royal Bank of Canada Cash Flow Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Net Income | 22,745 | 20,362 | 16,230 | 14,605 | 15,794 | 16,038 |
Depreciation & Amortization | 1,769 | 1,898 | 1,825 | 1,696 | 1,521 | 1,527 |
Other Amortization | 1,147 | 1,147 | 1,088 | 1,139 | 1,113 | 1,036 |
Gain (Loss) on Sale of Assets | - | - | 29 | -92 | -100 | -26 |
Gain (Loss) on Sale of Investments | -226 | -132 | -170 | -191 | -151 | -278 |
Total Asset Writedown | 13 | 34 | 68 | 19 | 18 | 29 |
Provision for Credit Losses | 4,009 | 4,362 | 3,232 | 2,468 | 484 | -753 |
Change in Trading Asset Securities | -55,419 | -62,361 | 4,089 | -30,120 | -67,829 | 14,783 |
Accrued Interest Receivable | 438 | -1,880 | 1,674 | 2,838 | 333 | -509 |
Change in Income Taxes | 2,408 | -936 | 945 | -1,008 | -3,336 | 1,738 |
Change in Other Net Operating Assets | -60,314 | -13,077 | -95,964 | -8,473 | -35,020 | -62,010 |
Other Operating Activities | -75 | -209 | -1,519 | -1,011 | 582 | 593 |
Operating Cash Flow | -83,606 | -50,865 | -68,457 | -17,911 | -86,591 | -27,832 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Capital Expenditures | -2,348 | -2,243 | -2,280 | -2,730 | -2,500 | -2,186 |
Sale of Property, Plant and Equipment | - | - | - | - | - | 78 |
Cash Acquisitions | -11 | - | -12,716 | - | -2,047 | - |
Investment in Securities | -34,173 | -66,326 | -5,906 | -27,247 | -52,194 | -55,240 |
Income (Loss) Equity Investments | -101 | -73 | 16 | 219 | - | - |
Divestitures | - | - | 15 | 1,712 | - | - |
Other Investing Activities | - | - | - | - | -313 | - |
Investing Cash Flow | -36,532 | -68,569 | -20,887 | -28,265 | -57,054 | -57,348 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Short-Term Debt Issued | - | 2,804 | - | - | 9,609 | - |
Long-Term Debt Issued | - | 2,991 | 3,250 | 1,500 | 1,000 | 2,750 |
Total Debt Issued | 4,554 | 5,795 | 3,250 | 1,500 | 10,609 | 2,750 |
Short-Term Debt Repaid | - | - | -4,507 | -5,102 | - | -14 |
Long-Term Debt Repaid | - | -3,538 | -2,136 | -825 | -821 | -3,121 |
Lease Payments | -665 | -788 | -636 | -655 | -629 | -621 |
Total Debt Repaid | -3,051 | -3,538 | -6,643 | -5,927 | -821 | -3,135 |
Net Debt Issued (Repaid) | 1,503 | 2,257 | -3,393 | -4,427 | 9,788 | -385 |
Issuance of Common Stock | 13,543 | 10,771 | 6,876 | 4,239 | 5,525 | 4,853 |
Repurchase of Common Stock | -18,772 | -13,495 | -6,667 | -4,075 | -11,127 | -4,743 |
Preferred Stock Issued | 3,212 | 4,945 | 2,702 | - | 749 | 2,245 |
Preferred Share Repurchases | -3,600 | -2,350 | -1,021 | - | -155 | -1,475 |
Common Dividends Paid | -8,876 | -8,306 | -6,315 | -5,313 | -6,713 | -6,163 |
Preferred Dividends Paid | -558 | -494 | -322 | -236 | -247 | -257 |
Total Dividends Paid | -9,434 | -8,800 | -6,637 | -5,549 | -6,960 | -6,420 |
Net Increase (Decrease) in Deposit Accounts | 163,096 | 106,085 | 91,596 | 43,990 | 108,533 | 88,876 |
Other Financing Activities | -30 | -39 | -6 | -21 | -5 | -3 |
Financing Cash Flow | 149,518 | 99,374 | 83,450 | 34,157 | 106,348 | 82,948 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Foreign Exchange Rate Adjustments | -167 | 361 | 628 | 1,611 | -4,152 | -2,810 |
Net Cash Flow | 29,213 | -19,699 | -5,266 | -10,408 | -41,449 | -5,042 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Free Cash Flow | -85,954 | -53,108 | -70,737 | -20,641 | -89,091 | -30,018 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow After Leases | -86,619 | -53,896 | -71,373 | -21,296 | -89,720 | -30,639 |
Free Cash Flow After Leases Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -128.00% | -85.32% | -130.72% | -42.13% | -183.69% | -59.50% |
Free Cash Flow Per Share | -61.44 | -37.62 | -50.03 | -14.82 | -63.36 | -21.04 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Cash Interest Paid | 67,536 | 70,976 | 73,639 | 54,698 | 13,677 | 7,555 |
Cash Income Tax Paid | 4,170 | 6,087 | 3,410 | 4,964 | 7,326 | 4,198 |