Royal Bank of Canada (TSX: RY)

Royal Bank of Canada Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jul 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021	Oct 31, 2020	Oct 31, 2019
Cash & Equivalents	53,230	58,989	70,397	111,846	115,888	23,710
Investment Securities	631,065	628,656	593,697	530,932	490,053	445,397
Trading Asset Securities	296,100	238,590	246,757	185,175	205,158	207,895
Mortgage-Backed Securities	2,489	2,701	2,888	2,747	2,370	2,702
Total Investments	929,654	869,947	843,342	718,854	697,581	655,994
Gross Loans	977,595	858,392	824,327	722,366	667,529	622,977
Allowance for Loan Losses	-5,798	-5,004	-3,753	-4,089	-5,639	-3,100
Net Loans	971,797	853,388	820,574	718,277	661,890	619,877
Property, Plant & Equipment	6,943	6,749	7,214	7,424	7,934	3,191
Goodwill	19,125	12,594	12,277	10,854	11,302	11,236
Other Intangible Assets	8,032	5,907	6,083	4,471	4,752	4,674
Accrued Interest Receivable	-	7,775	4,703	2,195	2,362	2,866
Other Receivables	-	21,518	19,223	13,342	12,164	12,633
Restricted Cash	2,000	23,104	27,634	16,541	21,119	18,229
Other Current Assets	677	135,849	97,235	89,460	79,199	68,597
Long-Term Deferred Tax Assets	-	2,446	1,472	2,011	2,579	1,989
Other Long-Term Assets	84,649	6,726	7,065	11,048	7,778	5,939
Total Assets	2,076,107	2,004,992	1,917,219	1,706,323	1,624,548	1,428,935
Accounts Payable	-	1,599	1,292	1,867	1,500	1,598
Accrued Expenses	-	17,153	19,965	15,801	12,584	10,657
Interest Bearing Deposits	524,656	1,044,490	989,652	461,937	440,868	367,391
Institutional Deposits	644,000	-	-	416,000	388,000	379,000
Non-Interest Bearing Deposits	192,609	187,197	219,162	222,894	183,017	139,614
Total Deposits	1,361,265	1,231,687	1,208,814	1,100,831	1,011,885	886,005
Short-Term Borrowings	-	16,223	19,647	7,916	8,354	8,487
Current Portion of Long-Term Debt	335,640	334,959	273,111	261,721	269,260	228,581
Current Portion of Leases	-	653	654	631	-	-
Current Income Taxes Payable	-	2,959	2,136	3,403	2,209	2,202
Accrued Interest Payable	-	10,936	5,019	2,178	2,855	3,496
Other Current Liabilities	34,680	85,194	83,286	77,915	70,745	72,648
Long-Term Debt	109,054	154,294	164,352	101,512	124,765	106,363
Long-Term Leases	-	4,111	4,456	4,446	5,357	49
Long-Term Unearned Revenue	-	3,830	3,660	3,518	2,945	2,563
Pension & Post-Retirement Benefits	-	1,611	1,668	2,038	2,424	2,699
Long-Term Deferred Tax Liabilities	-	426	439	74	52	82
Other Long-Term Liabilities	110,976	21,597	20,545	23,710	22,846	19,880
Total Liabilities	1,951,615	1,887,232	1,809,044	1,607,561	1,537,781	1,345,310
Preferred Stock, Redeemable	-	23	23	23	23	1,231
Preferred Stock, Non-Redeemable	-	4,000	4,000	4,000	1,750	-
Preferred Stock, Convertible	9,520	3,300	3,300	2,700	4,175	4,475
Preferred Stock, Other	-28	-9	-5	-39	-3	1
Total Preferred Equity	9,492	7,314	7,318	6,684	5,945	5,707
Common Stock	20,977	19,398	17,318	17,728	17,628	17,645
Retained Earnings	86,065	84,328	78,037	71,795	59,806	55,981
Treasury Stock	-191	-231	-334	-73	-129	-58
Comprehensive Income & Other	8,048	6,852	5,725	2,533	3,414	4,248
Total Common Equity	114,899	110,347	100,746	91,983	80,719	77,816
Minority Interest	101	99	111	95	103	102
Shareholders' Equity	124,492	117,760	108,175	98,762	86,767	83,625
Total Liabilities & Equity	2,076,107	2,004,992	1,917,219	1,706,323	1,624,548	1,428,935
Total Debt	444,694	510,240	462,220	376,226	407,736	343,480
Net Cash (Debt)	287,446	198,616	280,790	308,336	265,338	233,102
Net Cash Growth	15.20%	-29.27%	-8.93%	16.20%	13.83%	1.98%
Net Cash Per Share	203.92	142.63	199.70	216.11	185.71	161.80
Filing Date Shares Outstanding	1,414	1,407	1,383	1,425	1,422	1,431
Total Common Shares Outstanding	1,414	1,401	1,383	1,425	1,422	1,430
Book Value Per Share	81.28	78.79	72.85	64.57	56.75	54.41
Tangible Book Value	87,742	91,846	82,386	76,658	64,665	61,906
Tangible Book Value Per Share	62.07	65.58	59.57	53.81	45.46	43.29

Source: S&P Capital IQ. Banks template. Financial Sources.