Timbercreek Financial Corp. (TSX:TF)

Accolade Income Statement

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	69.69	143.43	174.99	147.26	113.55	122.78
Total Interest Expense	71.54	73.82	91.06	69.72	42.84	57.43
Net Interest Income	-1.85	69.61	83.92	77.55	70.71	65.35
Gain (Loss) on Sale of Investments	0.61	1.04	1.28	1.39	-10.29	-16.78
Other Revenue	86.33	17.97	5.99	1.38	3.02	2.92
Revenue Before Loan Losses	85.09	88.63	91.19	80.31	63.44	51.49
Provision for Loan Losses	18.97	16.13	3.65	7.48	1.66	2.99
Revenue	66.12	72.5	87.54	72.83	61.78	48.5
Revenue Growth (YoY)	-23.87%	-17.19%	20.20%	17.89%	27.39%	-30.98%
Cost of Services Provided	24.46	27.84	21.18	16.64	16.1	16.5
Other Operating Expenses	-0.09	-	-	-	-	-
Total Operating Expenses	24.37	27.84	21.18	16.64	16.1	16.5
Operating Income	41.76	44.66	66.36	56.19	45.68	32
EBT Excluding Unusual Items	41.76	44.66	66.36	56.19	45.68	32
Pretax Income	43.57	46.16	66.42	55.9	41.31	32
Net Income	43.57	46.16	66.42	55.9	41.31	32
Net Income to Common	43.57	46.16	66.42	55.9	41.31	32
Net Income Growth	-28.75%	-30.51%	18.83%	35.32%	29.08%	-41.54%
Shares Outstanding (Basic)	83	83	84	84	81	82
Shares Outstanding (Diluted)	83	83	96	84	81	82
Shares Change (YoY)	-12.32%	-13.91%	15.31%	2.83%	-0.67%	-6.13%
EPS (Basic)	0.53	0.56	0.80	0.67	0.51	0.39
EPS (Diluted)	0.49	0.56	0.78	0.67	0.51	0.39
EPS Growth	-32.66%	-28.91%	17.02%	31.60%	30.24%	-41.06%
Dividend Per Share	0.345	0.690	0.690	0.690	0.690	0.690
Dividend Growth	-50.00%	-	-	-	-	-
Operating Margin	63.15%	61.60%	75.80%	77.15%	73.94%	65.99%
Profit Margin	65.89%	63.67%	75.87%	76.75%	66.86%	65.99%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.