Timbercreek Financial Income Statement

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	178.62	176.99	209.02	187.35	157.02
Net Interest Income Growth	0.92%	-15.32%	11.56%	19.32%	-4.97%
Non-Interest Income	-6.44	8.66	1.04	1.09	-7.29
Non-Interest Income Growth	-	729.88%	-3.87%	-	-
Revenues Before Loan Losses	172.18	185.66	210.06	188.44	149.73
Provision for Credit Losses	17.88	16.13	3.65	7.48	1.66
Revenue	154.3	169.52	206.41	180.95	148.07
Revenue Growth (YoY)	-8.98%	-17.87%	14.07%	22.21%	-2.78%
Compensation Expenses	11.19	10.55	11.84	12.23	12.03
Selling, General & Admin	3.23	3.34	2.91	2.11	1.85
Other Non-Interest Expenses	1.26	3.59	1.62	0.77	1.77
Total Non-Interest Expense	15.68	17.48	16.38	15.11	15.64
Pretax Income	138.63	152.05	190.03	165.84	132.42
Net Income	34.45	46.16	66.42	55.9	41.31
Net Income to Common	34.45	46.16	66.42	55.9	41.31
Net Income Growth	-25.36%	-30.51%	18.83%	35.32%	29.08%
Shares Outstanding (Basic)	83	83	84	84	81
Shares Outstanding (Diluted)	83	83	84	84	81
Shares Change (YoY)	-0.24%	-0.60%	-0.14%	2.82%	-0.67%
EPS (Basic)	0.42	0.56	0.80	0.67	0.51
EPS (Diluted)	0.42	0.56	0.78	0.67	0.51
EPS Growth	-25.00%	-28.21%	16.42%	31.37%	30.77%
Shares Outstanding	82.75	83.01	83.01	83.89	82.22
Free Cash Flow	-108.49	-69.08	259.46	83.17	81.61
Free Cash Flow Growth	-	-	211.96%	1.91%	3.47%
Free Cash Flow Per Share	-1.31	-0.83	3.11	0.99	1.00
Dividends Per Share	0.690	0.690	0.690	0.690	0.690
Profit Margin	22.33%	27.23%	32.18%	30.89%	27.90%
FCF Margin	-70.31%	-40.75%	125.70%	45.96%	55.12%
EBITDA	0	0	0	-8.73	-9.28
EBITDA Margin	0.00%	0.00%	0.00%	-4.82%	-6.26%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.