Everyday People Financial Corp. (TSXV:EPF)

Everyday People Financial Income Statement

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023
Revenue	67.45	57.13	37.89
Revenue Growth (YoY)	16.27%	50.76%	-
Cost of Revenue	26.81	23.39	14.89
Gross Profit	40.64	33.74	23
Selling, General & Admin	40.92	32.58	24.67
Other Operating Expenses	7.91	6.29	4.58
Total Operating Expenses	48.83	38.87	29.25
Operating Income	-8.19	-5.13	-6.24
Interest Expense	-0.17	-3.06	-2.44
Other Non-Operating Income (Expense)	1.92	-2.59	-8.35
Total Non-Operating Income (Expense)	1.74	-5.64	-10.79
Pretax Income	-8.07	-6.66	-2.54
Provision for Income Taxes	-0.34	0.42	0.87
Net Income	-6.67	-6.63	-1.95
Net Income to Common	-6.67	-6.63	-1.95
Shares Outstanding (Basic)	124	116	114
Shares Outstanding (Diluted)	126	118	115
Shares Change (YoY)	9.45%	2.60%	-
EPS (Basic)	-0.06	-0.06	-0.02
EPS (Diluted)	-0.06	-0.06	-0.02
Free Cash Flow	4.86	5.42	-5.44
Free Cash Flow Growth	-10.23%	-	-
Free Cash Flow Per Share	0.04	0.05	-0.05
Gross Margin	60.25%	59.06%	60.71%
Operating Margin	-12.15%	-8.99%	-16.48%
Profit Margin	-9.89%	-11.60%	-5.15%
FCF Margin	7.21%	9.48%	-14.35%
EBITDA	-4.52	-1.74	-3.78
EBITDA Margin	-6.70%	-3.05%	-9.98%
EBIT	-8.19	-5.13	-6.24
EBIT Margin	-12.15%	-8.99%	-16.48%
Effective Tax Rate	4.17%	-6.30%	-34.27%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.