Everyday People Financial Corp. (TSXV:EPF)

Canada · Delayed Price · Currency is CAD

0.3900

-0.0200 (-4.88%)

At close: Sep 4, 2026

Everyday People Financial Financials Overview

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Sep '22 Sep 30, 2022
Revenue	84.91	76.18	57.13	37.89	17.98	17.71
Revenue Growth	43.03%	33.35%	50.76%	110.76%	1.50%	30.56%
Gross Profit	55.09	49.85	33.56	22.93	8.99	10.11
Operating Income	-2.14	-1.46	-4.77	-5.61	-8.16	-6.43
Net Income	-4.22	-1.42	-6.63	-1.95	-36.55	-18.58
Earnings Per Share	-0.04	-0.01	-0.06	-0.02	-0.35	-0.18
EPS Growth	-	-	-	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Sep '22 Sep 30, 2022
Global Receivables Management (GRM)	78.41	69.68	47.34	31.79	13.92	13.82
Financial Services	-	0.51	0.34	0.23	0.3	0.3
EP Homes Facilitation Services	-	5.99	9.44	5.88	3.52	3.34
Total	84.91	76.18	57.13	37.89	17.98	17.71

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Sep '22 Sep 30, 2022
Cash & Investments	0.51	1.36	1.62	1.47	1.19	0.64
Total Debt	18.36	19.17	28.74	26.76	17.7	10.27
Net Cash (Debt)	-17.84	-17.81	-27.12	-25.3	-16.51	-9.63
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.14	-0.14	-0.23	-0.22	-0.16	-0.09

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Sep '22 Sep 30, 2022
Operating Cash Flow	-1.2	6.05	6.21	-5.4	-7.1	-7.77
Capital Expenditures	-0.42	-0.75	-0.79	-0.04	-0.18	-0.22
Free Cash Flow	-1.62	5.3	5.42	-5.44	-7.28	-8
Free Cash Flow Growth	-	-2.20%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Sep '22 Sep 30, 2022
Gross Margin	64.88%	65.44%	58.75%	60.50%	50.00%	57.08%
Operating Margin	-2.52%	-1.92%	-8.34%	-14.81%	-45.39%	-36.33%
Pretax Margin	-3.59%	-1.41%	-11.66%	-6.69%	-200.06%	-105.46%
Profit Margin	-4.98%	-1.86%	-11.60%	-5.15%	-203.29%	-104.91%
FCF Margin	-1.91%	6.96%	9.48%	-14.35%	-40.51%	-45.15%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2022
Period Ending	Sep '26 Sep 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Sep '22 Sep 30, 2022
P/FCF Ratio	-	14.63	10.84	-	-	-
PS Ratio	0.63	1.02	1.03	1.51	2.46	1.48