CIBC Caribbean Bank Balance Sheet

Financials in millions USD. Fiscal year is November - October.

Millions USD. Fiscal year is Nov - Oct.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Cash & Equivalents	1,972	2,043	1,880	2,344	2,464
Investment Securities	3,319	3,155	2,836	2,937	2,544
Trading Asset Securities	78.73	6.29	12.11	13.51	5.85
Total Investments	3,398	3,161	2,848	2,950	2,550
Gross Loans	7,656	7,173	6,867	6,927	6,828
Allowance for Loan Losses	-216.13	-210.8	-236.71	-276.82	-326.45
Other Adjustments to Gross Loans	-36.5	-35	-30.63	-31.78	-29.48
Net Loans	7,403	6,927	6,599	6,618	6,472
Property, Plant & Equipment	211.38	211.55	210.9	192.88	193.22
Goodwill	44.37	44.37	44.37	44.37	44.37
Accrued Interest Receivable	54.96	48.23	43.06	40.77	38.36
Other Receivables	128.18	157.71	160.76	128.07	115.17
Restricted Cash	385.22	364.6	381.18	382.98	363.05
Other Current Assets	34.31	179.34	260.74	319.79	432.06
Long-Term Deferred Tax Assets	24.07	22.37	20.28	27.19	27.42
Other Long-Term Assets	175.59	150.28	72	82.55	155.9
Total Assets	13,832	13,309	12,521	13,131	12,856
Accounts Payable	200.54	195.14	165.94	136.43	135.22
Accrued Expenses	1.12	0.15	0.4	0.7	0.66
Interest Bearing Deposits	11,785	11,261	10,515	11,413	11,043
Total Deposits	11,785	11,261	10,515	11,413	11,043
Short-Term Borrowings	2.96	3.67	9.15	11.63	10.67
Current Portion of Long-Term Debt	-	-	0.46	0.46	26.6
Current Income Taxes Payable	12.09	1.27	4.06	4.75	2.27
Accrued Interest Payable	29.7	25.14	18.49	16.15	16.61
Other Current Liabilities	-	121.88	363.87	294.35	390.91
Long-Term Debt	-	-	26.14	26.14	-
Long-Term Leases	21.44	24.01	27.96	28.34	28.9
Pension & Post-Retirement Benefits	17.67	18.66	18.65	18.63	19.7
Long-Term Deferred Tax Liabilities	4.64	6.17	7.45	0.26	5.78
Other Long-Term Liabilities	-	5.32	9.87	8.23	11.68
Total Liabilities	12,091	11,677	11,169	11,972	11,704
Common Stock	1,193	1,193	1,193	1,193	1,193
Additional Paid-In Capital	3.12	3.12	3.12	3.12	3.12
Retained Earnings	921.07	845.59	653.53	464.41	354.49
Comprehensive Income & Other	-416.54	-448.16	-530.5	-530.78	-428.94
Total Common Equity	1,701	1,594	1,319	1,130	1,122
Minority Interest	40.45	38.6	33.22	29.18	29.4
Shareholders' Equity	1,741	1,632	1,353	1,159	1,151
Total Liabilities & Equity	13,832	13,309	12,521	13,131	12,856
Total Debt	24.41	27.68	63.71	66.56	66.17
Net Cash (Debt)	2,027	2,021	1,829	2,291	2,404
Net Cash Growth	0.27%	10.52%	-20.17%	-4.69%	34.08%
Net Cash Per Share	1.29	1.28	1.16	1.45	1.52
Filing Date Shares Outstanding	1,577	1,577	1,577	1,577	1,577
Total Common Shares Outstanding	1,577	1,577	1,577	1,577	1,577
Book Value Per Share	1.08	1.01	0.84	0.72	0.71
Tangible Book Value	1,656	1,549	1,275	1,086	1,077
Tangible Book Value Per Share	1.05	0.98	0.81	0.69	0.68

Source: S&P Global Market Intelligence. Banks template. Financial Sources.