CIBC Caribbean Bank Balance Sheet

Financials in millions USD. Fiscal year is November - October.

Millions USD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 31, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Cash & Equivalents	2,146	1,972	2,043	1,880	2,344	2,464
Investment Securities	3,681	3,319	3,155	2,836	2,937	2,544
Trading Asset Securities	-	78.73	6.29	12.11	13.51	5.85
Total Investments	3,681	3,398	3,161	2,848	2,950	2,550
Gross Loans	7,531	7,656	7,173	6,867	6,927	6,828
Allowance for Loan Losses	-	-216.13	-210.8	-236.71	-276.82	-326.45
Other Adjustments to Gross Loans	-	-36.5	-35	-30.63	-31.78	-29.48
Net Loans	7,531	7,403	6,927	6,599	6,618	6,472
Property, Plant & Equipment	212.26	211.38	211.55	210.9	192.88	193.22
Goodwill	44.37	44.37	44.37	44.37	44.37	44.37
Accrued Interest Receivable	-	54.96	48.23	43.06	40.77	38.36
Other Receivables	-	128.18	157.71	160.76	128.07	115.17
Restricted Cash	392.39	385.22	364.6	381.18	382.98	363.05
Other Current Assets	-	34.31	179.34	260.74	319.79	432.06
Long-Term Deferred Tax Assets	-	24.07	22.37	20.28	27.19	27.42
Other Long-Term Assets	323.59	175.59	150.28	72	82.55	155.9
Total Assets	14,331	13,832	13,309	12,521	13,131	12,856
Accounts Payable	-	200.54	195.14	165.94	136.43	135.22
Accrued Expenses	-	1.12	0.15	0.4	0.7	0.66
Interest Bearing Deposits	12,355	11,785	11,261	10,515	11,413	11,043
Total Deposits	12,355	11,785	11,261	10,515	11,413	11,043
Short-Term Borrowings	-	2.96	3.67	9.15	11.63	10.67
Current Portion of Long-Term Debt	-	-	-	0.46	0.46	26.6
Current Income Taxes Payable	-	12.09	1.27	4.06	4.75	2.27
Accrued Interest Payable	-	29.7	25.14	18.49	16.15	16.61
Other Current Liabilities	-	-	121.88	363.87	294.35	390.91
Long-Term Debt	-	-	-	26.14	26.14	-
Long-Term Leases	-	21.44	24.01	27.96	28.34	28.9
Pension & Post-Retirement Benefits	-	17.67	18.66	18.65	18.63	19.7
Long-Term Deferred Tax Liabilities	-	4.64	6.17	7.45	0.26	5.78
Other Long-Term Liabilities	202.77	-	5.32	9.87	8.23	11.68
Total Liabilities	12,558	12,091	11,677	11,169	11,972	11,704
Common Stock	1,193	1,193	1,193	1,193	1,193	1,193
Additional Paid-In Capital	-	3.12	3.12	3.12	3.12	3.12
Retained Earnings	498.75	921.07	845.59	653.53	464.41	354.49
Comprehensive Income & Other	40.36	-416.54	-448.16	-530.5	-530.78	-428.94
Total Common Equity	1,732	1,701	1,594	1,319	1,130	1,122
Minority Interest	41.14	40.45	38.6	33.22	29.18	29.4
Shareholders' Equity	1,773	1,741	1,632	1,353	1,159	1,151
Total Liabilities & Equity	14,331	13,832	13,309	12,521	13,131	12,856
Total Debt	-	24.41	27.68	63.71	66.56	66.17
Net Cash (Debt)	2,146	2,027	2,021	1,829	2,291	2,404
Net Cash Growth	12.35%	0.27%	10.52%	-20.17%	-4.69%	34.08%
Net Cash Per Share	1.36	1.29	1.28	1.16	1.45	1.52
Filing Date Shares Outstanding	1,583	1,577	1,577	1,577	1,577	1,577
Total Common Shares Outstanding	1,583	1,577	1,577	1,577	1,577	1,577
Book Value Per Share	1.09	1.08	1.01	0.84	0.72	0.71
Tangible Book Value	1,688	1,656	1,549	1,275	1,086	1,077
Tangible Book Value Per Share	1.07	1.05	0.98	0.81	0.69	0.68

Source: S&P Global Market Intelligence. Banks template. Financial Sources.