Guardian Holdings Limited (TTSE:GHL)
Trinidad and Tobago · Delayed Price · Currency is TTD 15.80
-0.20 (-1.25%)
At close: May 20, 2026
Guardian Holdings Income Statement
Financials in millions TTD. Fiscal year is January - December.
Millions TTD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 6,245 | 6,156 | 5,878 | 5,438 | 4,865 | 4,797 |
Total Interest & Dividend Income | 117.38 | -70.14 | -108.22 | -130.37 | 1,256 | 1,183 |
Gain (Loss) on Sale of Investments | 428.96 | 701.95 | 1,034 | 1,081 | -617.57 | 16.98 |
Other Revenue | 250.54 | 267.41 | 270.7 | 189.59 | 278.81 | 625.32 |
| 7,042 | 7,056 | 7,075 | 6,579 | 5,783 | 6,622 | |
Revenue Growth (YoY) | 0.13% | -0.27% | 7.54% | 13.77% | -12.68% | 11.70% |
Policy Benefits | 4,251 | 4,246 | 4,219 | 3,962 | 4,189 | 3,322 |
Policy Acquisition & Underwriting Costs | 830.39 | 830.39 | 669.12 | 662.27 | - | 768.75 |
Depreciation & Amortization | - | - | - | - | - | 106.01 |
Selling, General & Administrative | - | - | - | - | - | 24.95 |
Other Operating Expenses | 762.77 | 761.24 | 941.3 | 954.4 | 892.87 | 664.77 |
Total Operating Expenses | 5,844 | 5,838 | 5,829 | 5,579 | 5,082 | 5,593 |
Operating Income | 1,198 | 1,218 | 1,246 | 1,000 | 700.72 | 1,030 |
Interest Expense | -188.46 | -188.83 | -189.99 | -176.04 | -203.38 | -199.73 |
Earnings From Equity Investments | 40.26 | 40.53 | 30.87 | 15.26 | 19.59 | 34.02 |
Currency Exchange Gain (Loss) | 48.13 | 48.13 | 5.02 | 36.15 | -30.53 | 97.23 |
EBT Excluding Unusual Items | 1,098 | 1,118 | 1,092 | 875.66 | 486.41 | 961.17 |
Gain (Loss) on Sale of Assets | 8.39 | 8.39 | 7.69 | - | 56.14 | -0.68 |
Asset Writedown | -25.84 | -25.84 | - | -18.08 | 63.17 | 40.33 |
Pretax Income | 1,080 | 1,100 | 1,099 | 857.58 | 605.71 | 1,001 |
Income Tax Expense | 211.58 | 211.83 | 251 | 213.04 | 129.64 | 215.02 |
Earnings From Continuing Ops. | 868.82 | 888.4 | 848.46 | 644.54 | 476.08 | 785.8 |
Earnings From Discontinued Ops. | 0.63 | 650.55 | 8.38 | 6.07 | - | - |
Net Income to Company | 869.46 | 1,539 | 856.84 | 650.61 | 476.08 | 785.8 |
Minority Interest in Earnings | -5.56 | -5.96 | -6.69 | -5.18 | -4.36 | -3.47 |
Net Income | 863.9 | 1,533 | 850.15 | 645.43 | 471.71 | 782.33 |
Net Income to Common | 863.9 | 1,533 | 850.15 | 645.43 | 471.71 | 782.33 |
Net Income Growth | -37.66% | 80.32% | 31.72% | 36.83% | -39.70% | 1.02% |
Shares Outstanding (Basic) | 232 | 232 | 232 | 232 | 232 | 232 |
Shares Outstanding (Diluted) | 232 | 232 | 232 | 232 | 232 | 232 |
Shares Change (YoY) | 0.16% | -0.01% | - | - | - | - |
EPS (Basic) | 3.72 | 6.61 | 3.66 | 2.78 | 2.03 | 3.37 |
EPS (Diluted) | 3.72 | 6.61 | 3.66 | 2.78 | 2.03 | 3.37 |
EPS Growth | -37.76% | 80.34% | 31.72% | 36.83% | -39.70% | 1.02% |
Free Cash Flow | 1,054 | -583.17 | 1,089 | -507.3 | 217.41 | -400.35 |
Free Cash Flow Per Share | 4.53 | -2.51 | 4.69 | -2.19 | 0.94 | -1.73 |
Dividend Per Share | 0.700 | 0.910 | 0.800 | 0.750 | 0.720 | 0.700 |
Dividend Growth | -30.69% | 13.75% | 6.67% | 4.17% | 2.86% | - |
Operating Margin | 17.01% | 17.26% | 17.61% | 15.20% | 12.12% | 15.55% |
Profit Margin | 12.27% | 21.73% | 12.02% | 9.81% | 8.16% | 11.81% |
Free Cash Flow Margin | 14.96% | -8.27% | 15.39% | -7.71% | 3.76% | -6.05% |
EBITDA | 1,270 | 1,290 | 1,321 | 1,077 | 784.95 | 1,114 |
EBITDA Margin | 18.03% | 18.29% | 18.67% | 16.38% | 13.57% | 16.82% |
D&A For EBITDA | 71.85 | 72.47 | 74.96 | 77 | 84.23 | 83.99 |
EBIT | 1,198 | 1,218 | 1,246 | 1,000 | 700.72 | 1,030 |
EBIT Margin | 17.01% | 17.26% | 17.61% | 15.20% | 12.12% | 15.55% |
Effective Tax Rate | 19.58% | 19.25% | 22.83% | 24.84% | 21.40% | 21.48% |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.