Guardian Holdings Limited (TTSE:GHL)
Trinidad and Tobago · Delayed Price · Currency is TTD 16.35
0.00 (0.00%)
At close: Oct 15, 2026
Guardian Holdings Financials Overview
Financials in millions TTD. Fiscal year is January - December.
Millions TTD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 7,188 | 7,056 | 7,075 | 6,579 | 5,783 | 6,622 |
Revenue Growth | -0.22% | -0.27% | 7.54% | 13.77% | -12.68% | 11.70% |
Operating Income Operating Income Growth | 1,173 | 1,218 | 1,246 | 1,000 | 700.72 | 1,030 |
Net Income Net Income Growth | 843.5 | 1,533 | 850.15 | 645.43 | 471.71 | 782.33 |
Earnings Per Share EPS Growth | 3.64 | 6.61 | 3.66 | 2.78 | 2.03 | 3.37 |
EPS Growth | -43.44% | 80.34% | 31.72% | 36.83% | -39.70% | 1.02% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Life, Health and Pension Business Life, Health and Pension Business Growth | 3,763 | 3,693 | 3,897 | 3,636 | 3,291 | 5,060 |
Property and Casualty Business Property and Casualty Business Growth | 3,331 | 3,258 | 3,034 | 2,817 | 2,526 | 1,557 |
Insurance Brokerage Business Insurance Brokerage Business Growth | 121.37 | 122.9 | 117.69 | 110.51 | 0.37 | - |
Asset Management Asset Management Growth | 138.6 | 127.83 | 111.82 | 115.61 | 34.37 | 163.33 |
Other Including Consolidation Adjustments Other Including Consolidation Adjustments Growth | -109.86 | -89.79 | -73.23 | -55.69 | -15.5 | -21.54 |
Total Total Growth | 7,244 | 7,112 | 7,088 | 6,624 | 5,837 | 6,759 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 4,003 | 3,662 | 4,015 | 2,926 | 3,567 | 3,688 |
Total Debt Total Debt Growth | 3,555 | 3,471 | 3,711 | 3,338 | 3,360 | 3,618 |
Net Cash (Debt) Net Cash Growth | 448.24 | 191.05 | 304.23 | -411.71 | 207.81 | 70.29 |
Net Cash Growth | - | -37.20% | - | - | 195.66% | -79.34% |
Net Cash Per Share Net Cash Per Share Growth | 1.93 | 0.82 | 1.31 | -1.77 | 0.90 | 0.30 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 1,365 | -542.63 | 1,121 | -458.91 | 281.12 | -342.59 |
Capital Expenditures CapEx Growth | -42.21 | -40.54 | -31.78 | -48.39 | -63.7 | -57.77 |
Free Cash Flow Free Cash Flow Growth | 1,323 | -583.17 | 1,089 | -507.3 | 217.41 | -400.35 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 16.32% | 17.26% | 17.61% | 15.20% | 12.12% | 15.55% |
Pretax Margin | 14.71% | 15.59% | 15.54% | 13.04% | 10.47% | 15.11% |
Profit Margin | 11.74% | 21.73% | 12.02% | 9.81% | 8.16% | 11.81% |
FCF Margin | 18.41% | -8.27% | 15.39% | -7.71% | 3.76% | -6.05% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 17, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.280 | 0.910 | 0.800 | 0.750 | 0.720 | 0.700 |
Dividend Per Share Growth | 9.00% | 13.75% | 6.67% | 4.17% | 2.86% | - |
Dividend Yield | 7.83% | 6.14% | 5.35% | 3.96% | 2.67% | 2.33% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 17, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 4.50 | 2.24 | 4.08 | 6.81 | 13.28 | 8.90 |
P/FCF Ratio | 2.87 | - | 3.19 | - | 28.80 | - |
PS Ratio | 0.53 | 0.49 | 0.49 | 0.67 | 1.08 | 1.05 |