Shizuoka Financial Group,Inc. (TYO: 5831)

Shizuoka Financial Group,Inc. Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	148,171	146,516	118,642	98,034	99,156	105,588
Interest Income on Investments	63,739	59,558	39,966	30,153	23,123	29,268
Total Interest Income	211,910	206,074	158,608	128,187	122,279	134,856
Interest Paid on Deposits	43,176	41,131	19,427	2,209	3,412	13,315
Interest Paid on Borrowings	37,184	37,184	20,292	3,754	5,684	15,351
Total Interest Expense	80,360	78,315	39,719	5,963	9,096	28,666
Net Interest Income	131,550	127,759	118,889	122,224	113,183	106,190
Net Interest Income Growth (YoY)	10.65%	7.46%	-2.73%	7.99%	6.59%	-8.43%
Trust Income	2	2	2	2	2	2
Income From Trading Activities	1,404	1,542	3,723	3,451	3,553	3,047
Gain (Loss) on Sale of Assets	-375	-384	-385	-828	-454	-315
Gain (Loss) on Sale of Investments	17,473	23,472	13,911	4,889	8,279	-
Other Non-Interest Income	118,261	115,436	111,142	105,071	96,674	91,390
Total Non-Interest Income	136,765	140,068	128,393	112,585	108,054	94,124
Non-Interest Income Growth (YoY)	6.52%	9.09%	14.04%	4.19%	14.80%	1.82%
Revenues Before Loan Losses	268,315	267,827	247,282	234,809	221,237	200,314
Provision for Loan Losses	2,571	3,980	4,543	6,213	12,070	7,476
Revenue	265,744	263,847	242,739	228,596	209,167	192,838
Revenue Growth (YoY)	9.48%	8.70%	6.19%	9.29%	8.47%	-4.92%
Selling, General & Administrative	95,683	96,469	95,857	97,629	93,715	87,571
Other Non-Interest Expense	62,496	65,539	73,304	77,577	52,558	51,000
Total Non-Interest Expense	158,179	162,008	169,161	175,206	146,273	138,571
EBT Excluding Unusual Items	107,565	101,839	73,578	53,390	62,894	54,267
Asset Writedown	-22,143	-22,143	-258	-634	-2,853	-52
Other Unusual Items	-207	-207	-1	6,044	649	381
Pretax Income	85,215	79,489	73,319	58,800	60,690	54,596
Income Tax Expense	22,960	21,732	20,868	17,078	16,969	15,805
Earnings From Continuing Operations	62,255	57,757	52,451	41,722	43,721	38,791
Minority Interest in Earnings	5	3	-54	-87	-83	-88
Net Income	62,260	57,760	52,397	41,635	43,638	38,703
Net Income to Common	62,260	57,760	52,397	41,635	43,638	38,703
Net Income Growth	18.82%	10.24%	25.85%	-4.59%	12.75%	-17.43%
Basic Shares Outstanding	553	554	564	568	574	576
Diluted Shares Outstanding	553	555	581	590	596	598
Shares Change (YoY)	-4.86%	-4.58%	-1.51%	-0.96%	-0.33%	-2.83%
EPS (Basic)	112.60	104.18	92.93	73.28	76.02	67.19
EPS (Diluted)	112.59	104.15	91.01	70.54	73.32	65.41
EPS Growth	23.70%	14.43%	29.03%	-3.79%	12.09%	-14.97%
Dividend Per Share	39.000	39.000	15.000	26.000	25.000	22.000
Dividend Growth	160.00%	160.00%	-42.31%	4.00%	13.64%	0%
Effective Tax Rate	26.94%	27.34%	28.46%	29.04%	27.96%	28.95%

Source: S&P Capital IQ. Banks template. Financial Sources.