TYO:5832 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	108,929	103,205	86,984	61,834	45,267
Interest Income on Investments	61,034	46,840	37,136	31,323	21,144
Total Interest Income	169,963	150,045	124,120	93,157	66,411
Interest Paid on Deposits	34,463	18,243	11,665	4,249	686
Interest Paid on Borrowings	41,932	56,437	50,178	23,885	4,570
Total Interest Expense	76,395	74,680	61,843	28,134	5,256
Net Interest Income	93,568	75,365	62,277	65,023	61,155
Net Interest Income Growth (YoY)	24.15%	21.02%	-4.22%	6.33%	4.46%
Trust Income	34	9	-	-	-
Gain (Loss) on Sale of Assets	-340	74	-168	-34	111
Gain (Loss) on Sale of Investments	-	-32	-	-532	-1
Other Non-Interest Income	79,077	61,680	60,541	90,429	62,154
Total Non-Interest Income	78,771	61,731	60,373	89,863	62,264
Non-Interest Income Growth (YoY)	27.60%	2.25%	-32.82%	44.33%	21.40%
Revenues Before Loan Losses	172,339	137,096	122,650	154,886	123,419
Provision for Loan Losses	6,737	14,065	8,942	5,717	8,179
Revenue	165,602	123,031	113,708	149,169	115,240
Revenue Growth (YoY)	34.60%	8.20%	-23.77%	29.44%	14.03%
Selling, General & Administrative	66,565	59,526	57,850	55,662	56,109
Other Non-Interest Expense	43,339	25,123	24,836	63,949	33,217
Total Non-Interest Expense	109,904	84,649	82,686	119,611	89,326
EBT Excluding Unusual Items	55,698	38,382	31,022	29,558	25,914
Asset Writedown	-	-100	-122	-55	-505
Other Unusual Items	-32	-	-1	-1	-1
Pretax Income	55,666	38,282	30,899	29,502	25,408
Income Tax Expense	15,961	10,848	9,510	9,025	7,034
Earnings From Continuing Operations	39,705	27,434	21,389	20,477	18,374
Net Income	39,705	27,434	21,389	20,477	18,374
Net Income to Common	39,705	27,434	21,389	20,477	18,374
Net Income Growth	44.73%	28.26%	4.45%	11.45%	27.44%
Basic Shares Outstanding	178	180	183	185	187
Diluted Shares Outstanding	178	180	183	185	187
Shares Change (YoY)	-0.95%	-1.65%	-1.00%	-1.13%	-0.71%
EPS (Basic)	222.95	152.62	117.06	110.96	98.43
EPS (Diluted)	222.77	152.46	116.90	110.80	98.30
EPS Growth	46.12%	30.42%	5.50%	12.72%	28.36%
Dividend Per Share	-	62.000	47.000	16.000	28.000
Dividend Growth	-	31.91%	193.75%	-42.86%	27.27%
Effective Tax Rate	28.67%	28.34%	30.78%	30.59%	27.68%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.