Rakuten Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	3,759,512	4,139,558	4,241,858	4,791,097	4,050,227	3,649,136
Investment Securities	2,242,682	5,913,758	5,227,695	4,195,842	3,442,606	2,635,640
Total Investments	2,242,682	5,913,758	5,227,695	4,195,842	3,442,606	2,635,640
Gross Loans	6,518,153	6,245,070	5,049,968	4,075,954	3,787,957	2,954,708
Allowance for Loan Losses	-10,394	-9,564	-6,214	-3,756	-2,156	-1,226
Net Loans	6,507,759	6,235,506	5,043,754	4,072,198	3,785,801	2,953,482
Property, Plant & Equipment	5,076	5,037	4,619	4,336	3,715	19,414
Goodwill	-	-	-	26	61	-
Other Intangible Assets	43,024	40,885	30,582	23,462	19,205	-
Other Current Assets	21,520	23,534	24,153	37,416	19,437	18,604
Long-Term Deferred Tax Assets	23,344	23,111	17,359	10,677	8,228	5,222
Other Long-Term Assets	246,054	210,750	158,619	345,419	260,228	209,191
Total Assets	16,486,390	16,592,139	14,748,639	13,480,473	11,589,508	9,490,689
Accrued Expenses	403	838	694	652	635	-
Interest Bearing Deposits	13,556,833	13,054,278	11,467,355	10,442,382	8,985,693	7,584,374
Total Deposits	13,556,833	13,054,278	11,467,355	10,442,382	8,985,693	7,584,374
Short-Term Borrowings	24,250	28,227	19,459	14,382	12,028	-
Other Current Liabilities	21,520	19,206	15,776	11,915	9,533	9,962
Long-Term Debt	2,234,500	2,821,786	2,758,526	2,575,432	2,281,295	1,612,000
Pension & Post-Retirement Benefits	1,832	1,755	1,566	1,442	1,292	-
Other Long-Term Liabilities	228,760	276,521	166,147	154,681	67,349	77,858
Total Liabilities	16,068,098	16,202,611	14,429,523	13,200,886	11,357,825	9,284,194
Common Stock	32,660	32,643	32,616	32,616	25,954	25,954
Additional Paid-In Capital	10,587	10,570	10,543	10,543	3,880	2,468
Retained Earnings	365,970	345,004	271,931	221,151	186,714	159,022
Comprehensive Income & Other	-15,598	-16,144	-12,844	-3,617	-3,516	-362
Total Common Equity	393,619	372,073	302,246	260,693	213,032	187,082
Minority Interest	24,673	17,455	16,870	18,894	18,651	19,413
Shareholders' Equity	418,292	389,528	319,116	279,587	231,683	206,495
Total Liabilities & Equity	16,486,390	16,592,139	14,748,639	13,480,473	11,589,508	9,490,689
Total Debt	2,258,750	2,850,013	2,777,985	2,589,814	2,293,323	1,612,000
Net Cash (Debt)	1,500,762	1,679,831	1,980,739	2,755,807	2,316,078	2,414,236
Net Cash Growth	-17.26%	-15.19%	-28.13%	18.99%	-4.07%	15.17%
Net Cash Per Share	8599.84	9611.67	11341.97	15877.94	14082.67	14679.51
Filing Date Shares Outstanding	174.51	174.51	174.48	174.48	174.48	164.46
Total Common Shares Outstanding	174.51	174.5	174.48	174.48	164.46	164.46
Book Value Per Share	2255.56	2132.24	1732.25	1494.09	1295.31	1137.53
Tangible Book Value	350,595	331,188	271,664	237,205	193,766	187,082
Tangible Book Value Per Share	2009.02	1897.94	1556.97	1359.48	1178.17	1137.53