SBI Sumishin Net Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	Mar '20 Mar 31, 2020
Interest Income on Loans	47,816	41,698	37,536	34,480	33,636	32,977
Interest Income on Investments	16,343	12,616	9,945	7,921	7,760	9,293
Total Interest Income	64,159	54,314	47,481	42,401	41,396	42,270
Interest Paid on Deposits	16,893	11,121	5,443	2,983	3,478	6,487
Interest Paid on Borrowings	-954	-260	1,263	2,821	2,785	2,173
Total Interest Expense	15,939	10,861	6,706	5,804	6,263	8,660
Net Interest Income	48,220	43,453	40,775	36,597	35,133	33,610
Net Interest Income Growth (YoY)	14.12%	6.57%	11.42%	4.17%	4.53%	-
Gain (Loss) on Sale of Assets	4,285	-2	-2	-2	-1	-19
Gain (Loss) on Sale of Investments	6	-	-171	-	-	-
Other Non-Interest Income	72,684	64,258	50,484	41,126	37,358	35,467
Total Non-Interest Income	76,975	64,256	50,311	41,124	37,357	35,448
Non-Interest Income Growth (YoY)	28.74%	27.72%	22.34%	10.08%	5.39%	-
Revenues Before Loan Losses	125,195	107,709	91,086	77,721	72,490	69,058
Provision for Loan Losses	435	435	901	301	490	539
Revenue	124,760	107,274	90,185	77,420	72,000	68,519
Revenue Growth (YoY)	23.72%	18.95%	16.49%	7.53%	5.08%	-
Selling, General & Administrative	40,071	37,434	32,533	33,351	27,288	27,114
Other Non-Interest Expense	43,926	34,998	28,265	20,807	23,986	22,425
Total Non-Interest Expense	83,997	72,432	60,798	54,158	51,274	49,539
EBT Excluding Unusual Items	40,763	34,842	29,387	23,262	20,726	18,980
Asset Writedown	-471	-598	-242	-	-	-
Other Unusual Items	-1,521	1,358	-115	-386	-664	-244
Pretax Income	38,771	35,602	29,030	22,876	20,062	18,736
Income Tax Expense	12,630	10,752	9,086	5,761	6,144	6,168
Earnings From Continuing Operations	26,141	24,850	19,944	17,115	13,918	12,568
Minority Interest in Earnings	-12	-5	-12	-2	10	2
Net Income	26,129	24,845	19,932	17,113	13,928	12,570
Net Income to Common	26,129	24,845	19,932	17,113	13,928	12,570
Net Income Growth	10.53%	24.65%	16.47%	22.87%	10.80%	-
Basic Shares Outstanding	151	151	151	151	151	151
Diluted Shares Outstanding	151	151	151	151	151	151
Shares Change (YoY)	-0.00%	-0.01%	-	-	-	-
EPS (Basic)	173.29	164.78	132.18	113.49	92.37	83.36
EPS (Diluted)	173.29	164.78	132.18	113.49	92.37	83.36
EPS Growth	10.53%	24.66%	16.47%	22.87%	10.80%	-
Dividend Per Share	18.000	16.500	-	-	-	-
Effective Tax Rate	32.58%	30.20%	31.30%	25.18%	30.63%	32.92%

Source: S&P Capital IQ. Banks template. Financial Sources.