San ju San Financial Group,Inc. (TYO:7322)
Japan flag Japan · Delayed Price · Currency is JPY
1,910.00
+68.00 (3.69%)
Jul 31, 2026, 3:30 PM JST

TYO:7322 Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
86,87881,70469,55066,67664,71966,657
Revenue Growth
21.94%17.47%4.31%3.02%-2.91%0.50%
Net Income
12,00212,3498,6536,9046,2054,559
Earnings Per Share
115.31118.6183.1366.3747.1526.36
EPS Growth
35.48%42.67%25.26%40.77%78.89%18.07%

Revenue by Segment

Fiscal YearFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '25 Mar '24 Mar '23 Mar '22
Unallocated Adjustment
-6,184-6,445-5,718-5,548-7,476
Leasing Business
17,26114,94314,79514,89216,237
Banking
64,90260,37951,88349,94152,878
Others
6,3086,0355,1175,1235,574
Total
82,28774,91266,07764,40867,213

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
349,904353,802428,272432,614347,916903,757
Total Debt
283,598282,548304,159291,345208,155578,134
Net Cash (Debt)
66,30671,254124,113141,269139,761325,623
Net Cash Growth
-29.17%-42.59%-12.14%1.08%-57.08%11.14%
Net Cash Per Share
637.06684.361192.391358.041040.661749.68

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--112,204-35,6407,563-431,604373,669
Capital Expenditures
--1,736-2,471-3,426-1,825-2,020
Free Cash Flow
--113,940-38,1114,137-433,429371,649
Free Cash Flow Growth
-----896.64%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
13.81%15.11%12.44%10.36%9.59%6.84%
FCF Margin
--139.45%-54.80%6.21%-669.71%557.55%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
44.00036.00025.00020.00018.00018.000
Dividend Per Share Growth
221.26%44.00%25.00%11.11%0%0%
Dividend Yield
2.30%2.50%4.36%4.15%5.13%5.76%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
16.1012.137.127.856.628.43
P/FCF Ratio
---13.10-0.10
PS Ratio
2.291.830.890.810.630.58