TYO:7322 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	41,820	31,879	28,485	27,454	27,966
Interest Income on Investments	10,152	6,954	5,750	5,314	6,339
Total Interest Income	51,972	38,833	34,235	32,768	34,305
Interest Paid on Deposits	9,136	2,707	376	331	397
Interest Paid on Borrowings	698	308	109	123	147
Total Interest Expense	9,834	3,015	485	454	544
Net Interest Income	42,138	35,818	33,750	32,314	33,761
Net Interest Income Growth (YoY)	17.64%	6.13%	4.44%	-4.29%	-0.95%
Gain (Loss) on Sale of Assets	-22	-165	1,011	836	-64
Gain (Loss) on Sale of Investments	-	3,100	724	364	1,335
Other Non-Interest Income	41,815	32,546	32,478	32,244	34,348
Total Non-Interest Income	41,793	35,481	34,213	33,444	35,619
Non-Interest Income Growth (YoY)	17.79%	3.71%	2.30%	-6.11%	-17.06%
Revenues Before Loan Losses	83,931	71,299	67,963	65,758	69,380
Provision for Loan Losses	1,668	1,749	1,287	1,039	2,723
Revenue	82,263	69,550	66,676	64,719	66,657
Revenue Growth (YoY)	18.28%	4.31%	3.02%	-2.91%	0.50%
Selling, General & Administrative	38,542	37,103	37,186	37,474	42,512
Other Non-Interest Expense	27,098	20,862	18,725	17,672	19,324
Total Non-Interest Expense	65,640	57,965	55,911	55,146	61,836
EBT Excluding Unusual Items	16,623	11,585	10,765	9,573	4,821
Asset Writedown	-156	-96	-318	-589	-1,017
Other Unusual Items	-1	283	-1	-	-57
Pretax Income	16,466	11,772	10,446	8,984	3,747
Income Tax Expense	4,117	3,119	3,518	2,624	-1,114
Earnings From Continuing Operations	12,349	8,653	6,928	6,360	4,861
Minority Interest in Earnings	-	-	-24	-28	44
Net Income	12,349	8,653	6,904	6,332	4,905
Preferred Dividends & Other Adjustments	-	-	-	127	346
Net Income to Common	12,349	8,653	6,904	6,205	4,559
Net Income Growth	42.71%	25.33%	9.03%	29.09%	17.37%
Basic Shares Outstanding	26	104	104	104	104
Diluted Shares Outstanding	26	104	104	134	186
Shares Change (YoY)	-74.99%	0.06%	-22.54%	-27.84%	-0.59%
EPS (Basic)	474.43	83.13	66.37	59.61	43.76
EPS (Diluted)	474.43	83.13	66.37	47.15	26.36
EPS Growth	470.69%	25.26%	40.77%	78.89%	18.07%
Dividend Per Share	-	25.000	20.000	18.000	18.000
Dividend Growth	-	25.00%	11.11%	-	-
Effective Tax Rate	25.00%	26.50%	33.68%	29.21%	-