Hirogin Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	106,230	91,443	82,771	67,728	57,086
Interest Income on Investments	51,059	33,271	23,723	19,384	16,413
Total Interest Income	157,289	124,714	106,494	87,112	73,499
Interest Paid on Deposits	23,831	10,508	4,108	1,806	880
Interest Paid on Borrowings	29,255	28,447	29,473	19,029	3,083
Total Interest Expense	53,086	38,955	33,581	20,835	3,963
Net Interest Income	104,203	85,759	72,913	66,277	69,536
Net Interest Income Growth (YoY)	21.51%	17.62%	10.01%	-4.69%	4.09%
Trust Income	246	149	175	142	178
Income From Trading Activities	2,486	2,357	2,300	3,288	4,305
Gain (Loss) on Sale of Assets	-187	-444	493	-309	1,092
Gain (Loss) on Sale of Investments	-	-149	-2,825	-5,486	-895
Other Non-Interest Income	91,193	74,148	77,102	69,692	68,103
Total Non-Interest Income	93,738	76,061	77,245	67,327	72,783
Non-Interest Income Growth (YoY)	23.24%	-1.53%	14.73%	-7.50%	66.13%
Revenues Before Loan Losses	197,941	161,820	150,158	133,604	142,319
Provision for Loan Losses	7,156	3,946	14,765	1,923	12,208
Revenue	190,785	157,874	135,393	131,681	130,111
Revenue Growth (YoY)	20.85%	16.60%	2.82%	1.21%	30.50%
Selling, General & Administrative	69,518	64,194	57,991	58,064	58,031
Other Non-Interest Expense	59,435	41,948	42,760	55,147	43,918
Total Non-Interest Expense	128,953	106,142	100,751	113,211	101,949
EBT Excluding Unusual Items	61,832	51,732	34,642	18,470	28,162
Asset Writedown	-338	-688	-1,110	-228	-2,272
Other Unusual Items	-2	-3	6,412	12	7,036
Pretax Income	61,492	51,041	39,944	18,254	32,926
Income Tax Expense	17,741	15,196	12,211	5,717	9,984
Earnings From Continuing Operations	43,751	35,845	27,733	12,537	22,942
Minority Interest in Earnings	-17	-10	-42	-29	-36
Net Income	43,734	35,835	27,691	12,508	22,906
Net Income to Common	43,734	35,835	27,691	12,508	22,906
Net Income Growth	22.04%	29.41%	121.39%	-45.39%	6.17%
Basic Shares Outstanding	300	302	306	311	311
Diluted Shares Outstanding	300	302	307	311	311
Shares Change (YoY)	-0.78%	-1.38%	-1.38%	0.07%	-0.30%
EPS (Basic)	145.84	118.56	90.35	40.25	73.76
EPS (Diluted)	145.75	118.49	90.30	40.22	73.71
EPS Growth	23.01%	31.22%	124.52%	-45.43%	6.49%
Dividend Per Share	-	48.000	37.000	27.000	24.000
Dividend Growth	-	29.73%	37.04%	12.50%	100.00%
Effective Tax Rate	28.85%	29.77%	30.57%	31.32%	30.32%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.