Hokkoku Financial Holdings, Inc. (TYO:7381)

Instructure Holdings Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Market Capitalization	129,864	132,893	116,986	103,746	82,708	78,971
Market Cap Growth	-9.86%	13.60%	12.76%	25.44%	4.73%	-16.12%
Last Close Price	5720.00	5870.00	4952.78	3955.48	2859.52	2547.61
PE Ratio	11.38	16.37	12.92	11.87	8.81	11.70
PS Ratio	1.73	1.88	1.52	1.41	1.26	1.23
PB Ratio	0.53	0.60	0.46	0.44	0.31	0.28
P/FCF Ratio	-	0.48	-	-	1.14	-
P/OCF Ratio	-	0.47	-	-	1.11	-
Debt / Equity Ratio	4.43	5.37	3.03	3.95	4.20	3.86
Debt / FCF Ratio	-	4.30	-	-	15.31	-
Return on Equity (ROE)	4.82%	3.56%	4.12%	3.60%	3.50%	2.69%
Return on Assets (ROA)	0.19%	0.14%	0.18%	0.16%	0.17%	0.13%
Earnings Yield	8.81%	6.11%	7.74%	8.43%	11.35%	8.55%
FCF Yield	-	207.53%	-123.58%	-225.57%	87.52%	-189.21%
Dividend Yield	3.50%	2.04%	2.22%	2.53%	3.15%	3.14%
Payout Ratio	-	32.60%	28.48%	30.58%	26.83%	27.07%
Buyback Yield / Dilution	1.57%	4.41%	7.97%	5.62%	1.43%	2.23%
Total Shareholder Return	5.06%	6.45%	10.19%	8.14%	4.58%	5.37%

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.