Aozora Bank Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May '26 May 22, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Market Capitalization	382,001	345,123	284,857	288,902	280,158	302,324
Market Cap Growth	41.56%	21.16%	-1.40%	3.12%	-7.33%	2.23%
Last Close Price	2760.50	2494.00	1981.91	2304.85	2178.93	2215.77
PE Ratio	14.89	13.43	13.88	-	32.13	8.64
PS Ratio	2.85	2.58	2.70	4.95	2.58	2.60
PB Ratio	0.78	0.70	0.62	0.74	0.65	0.62
P/FCF Ratio	-	-	6.31	-	-	-
P/OCF Ratio	-	-	6.12	-	-	-
Debt / Equity Ratio	2.66	2.66	2.68	2.65	2.20	2.14
Debt / FCF Ratio	-	-	27.25	-	-	-
Net Debt / Equity Ratio	-1.31	-1.31	-0.96	-1.84	-1.11	-0.47
Net Debt / FCF Ratio	2.21	2.21	-9.81	4.87	0.70	0.38
Return on Equity (ROE)	5.59%	5.59%	4.62%	-12.58%	1.45%	6.76%
Return on Assets (ROA)	0.33%	0.33%	0.26%	-0.70%	0.10%	0.52%
Earnings Yield	6.73%	7.45%	7.20%	-17.27%	3.11%	11.58%
FCF Yield	-76.25%	-84.39%	15.84%	-51.04%	-245.83%	-200.36%
Dividend Yield	3.58%	3.65%	3.99%	3.30%	7.07%	6.73%
Payout Ratio	47.37%	47.37%	36.45%	-	212.95%	46.02%
Buyback Yield / Dilution	-4.07%	-4.07%	-14.05%	0.14%	-0.05%	-0.05%
Total Shareholder Return	-0.49%	-0.42%	-10.06%	3.44%	7.02%	6.68%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.