TYO:8316 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	8,302,677	6,716,741	5,944,398	3,696,076	1,747,654	1,780,370
Interest Income on Investments	-1,469,971	-	-	-	-	-
Total Interest Income	6,832,706	6,716,741	5,944,398	3,696,076	1,747,654	1,780,370
Interest Paid on Deposits	6,298,134	4,202,307	4,053,635	1,941,006	303,716	397,245
Interest Paid on Borrowings	-2,246,461	-	-	-	-	-
Total Interest Expense	4,051,673	4,202,307	4,053,635	1,941,006	303,716	397,245
Net Interest Income	2,781,033	2,514,434	1,890,763	1,755,070	1,443,938	1,383,125
Net Interest Income Growth (YoY)	24.84%	32.98%	7.73%	21.55%	4.40%	5.08%
Trust Income	1,402	-	-	-	-	-
Income From Trading Activities	-225,325	-186,688	349,520	626,043	280,339	237,746
Gain (Loss) on Sale of Assets	-12,876	-12,876	-93,566	-11,267	-2,420	-137
Gain (Loss) on Sale of Investments	-166,063	-166,063	147,572	47,855	130,302	357,116
Other Non-Interest Income	1,740,538	1,537,160	1,460,031	1,298,176	1,238,684	1,170,388
Total Non-Interest Income	1,337,676	1,171,533	1,863,557	1,960,807	1,646,905	1,765,113
Non-Interest Income Growth (YoY)	-39.80%	-37.13%	-4.96%	19.06%	-6.70%	48.48%
Revenues Before Loan Losses	4,118,709	3,685,967	3,754,320	3,715,877	3,090,843	3,148,238
Provision for Loan Losses	411,278	411,278	205,096	148,464	279,978	282,486
Revenue	3,707,431	3,274,689	3,549,224	3,567,413	2,810,865	2,865,752
Revenue Growth (YoY)	-12.66%	-7.74%	-0.51%	26.91%	-1.92%	27.64%
Salaries and Employee Benefits	2,598	2,598	1,081	1,438	457	383
Selling, General & Administrative	2,429,751	2,303,495	2,158,230	1,910,240	1,739,700	1,618,403
Other Non-Interest Expense	460,467	433,952	328,518	188,000	281,789	273,461
Total Non-Interest Expense	2,750,138	2,597,367	2,327,459	2,012,250	2,032,784	1,855,874
EBT Excluding Unusual Items	957,293	677,322	1,221,765	1,555,163	778,081	1,009,878
Asset Writedown	-15,044	-15,044	-13,816	-167,136	-99,524	-11,407
Other Unusual Items	1,802	-	-160	-	-	405
Pretax Income	936,019	654,246	1,207,789	1,261,876	676,464	956,478
Income Tax Expense	169,646	137,802	312,039	326,027	161,389	251,402
Earnings From Continuing Operations	766,373	516,444	895,750	935,849	515,075	705,076
Minority Interest in Earnings	2,192	-6,676	-8,641	-12,708	-4,771	-4,471
Net Income	768,565	509,768	887,109	923,141	510,304	700,605
Preferred Dividends & Other Adjustments	31,636	31,636	13,763	11,310	10,731	13,122
Net Income to Common	736,929	478,132	873,346	911,831	499,573	687,483
Net Income Growth	-37.53%	-42.54%	-3.90%	80.90%	-27.16%	229.83%
Basic Shares Outstanding	3,857	3,906	3,987	4,094	4,112	4,111
Diluted Shares Outstanding	3,857	3,907	3,988	4,096	4,114	4,113
Shares Change (YoY)	-1.76%	-2.03%	-2.62%	-0.44%	0.03%	-0.37%
EPS (Basic)	191.08	122.40	219.04	222.71	121.49	167.24
EPS (Diluted)	191.03	122.36	218.98	222.63	121.44	167.16
EPS Growth	-38.34%	-44.12%	-1.64%	83.33%	-27.35%	244.92%
Dividend Per Share	62.000	122.000	90.000	80.000	70.000	63.333
Dividend Growth	-40.95%	35.56%	12.50%	14.29%	10.53%	-
Effective Tax Rate	18.12%	21.06%	25.84%	25.84%	23.86%	26.28%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.