The Chiba Kogyo Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	296,071	244,521	258,928	261,918	685,727	359,415
Investment Securities	581,566	522,186	525,531	499,732	520,019	528,941
Trading Asset Securities	154	115	136	89	154	132
Total Investments	581,720	522,301	525,667	499,821	520,173	529,073
Gross Loans	2,486,094	2,415,859	2,377,146	2,354,293	2,304,777	2,295,318
Allowance for Loan Losses	-6,504	-6,422	-8,121	-8,687	-8,781	-8,737
Net Loans	2,479,590	2,409,437	2,369,025	2,345,606	2,295,996	2,286,581
Property, Plant & Equipment	21,043	18,785	18,915	19,033	19,324	20,186
Other Intangible Assets	-	2,642	2,865	2,704	2,670	3,212
Other Current Assets	12,625	9,541	10,413	9,637	9,594	9,570
Long-Term Deferred Tax Assets	50	59	76	1,117	261	505
Other Long-Term Assets	34,167	39,560	43,337	40,293	36,757	39,694
Total Assets	3,425,266	3,246,846	3,229,226	3,180,129	3,570,502	3,248,236
Interest Bearing Deposits	3,160,663	3,008,019	2,981,648	2,951,528	2,933,035	2,877,396
Total Deposits	3,160,663	3,008,019	2,981,648	2,951,528	2,933,035	2,877,396
Other Current Liabilities	7,305	5,251	7,167	6,463	5,844	6,193
Long-Term Debt	39,788	35,810	27,217	21,830	424,889	149,840
Pension & Post-Retirement Benefits	-	133	167	3,453	4,031	5,504
Long-Term Deferred Tax Liabilities	7,719	1,570	3,473	296	1,631	2,729
Other Long-Term Liabilities	17,673	21,275	22,275	25,842	25,628	24,084
Total Liabilities	3,233,148	3,072,058	3,041,947	3,009,412	3,395,058	3,065,746
Common Stock	62,120	62,120	62,120	62,120	62,120	62,120
Additional Paid-In Capital	6,971	6,971	6,971	6,971	7,889	16,172
Retained Earnings	96,256	92,183	96,889	92,795	88,440	83,613
Treasury Stock	-2,275	-2,326	-2,338	-2,350	-937	-937
Comprehensive Income & Other	24,106	11,204	19,013	7,062	14,214	17,887
Total Common Equity	187,178	170,152	182,655	166,598	171,726	178,855
Minority Interest	4,940	4,636	4,624	4,119	3,718	3,635
Shareholders' Equity	192,118	174,788	187,279	170,717	175,444	182,490
Total Liabilities & Equity	3,425,266	3,246,846	3,229,226	3,180,129	3,570,502	3,248,236
Total Debt	39,788	35,810	27,217	21,830	424,889	149,840
Net Cash (Debt)	256,437	208,826	231,847	240,177	260,992	209,707
Net Cash Growth	-9.03%	-9.93%	-3.47%	-7.98%	24.46%	105.09%
Net Cash Per Share	3114.91	2330.52	1707.53	1126.02	1154.10	847.16
Filing Date Shares Outstanding	57.41	57.29	57.26	57.23	59.24	59.24
Total Common Shares Outstanding	57.41	57.29	57.26	57.23	59.24	59.24
Book Value Per Share	3260.58	2970.05	3189.96	2911.14	2898.65	3018.94
Tangible Book Value	187,178	167,510	179,790	163,894	169,056	175,643
Tangible Book Value Per Share	3260.58	2923.94	3139.92	2863.89	2853.59	2964.72

Source: S&P Global Market Intelligence. Banks template. Financial Sources.