Tsukuba Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	27,125	23,238	21,712	20,894	20,588	20,498
Interest Income on Investments	5,739	5,019	4,260	4,755	5,349	3,829
Total Interest Income	32,864	28,257	25,972	25,649	25,937	24,327
Interest Paid on Deposits	4,185	1,473	52	65	72	143
Interest Paid on Borrowings	474	382	725	755	392	491
Total Interest Expense	4,659	1,855	777	820	464	634
Net Interest Income	28,205	26,402	25,195	24,829	25,473	23,693
Net Interest Income Growth (YoY)	7.23%	4.79%	1.47%	-2.53%	7.51%	-5.01%
Trust Income	-	-	-	-	15	125
Gain (Loss) on Sale of Assets	-25	-29	-11	60	38	-97
Gain (Loss) on Sale of Investments	-	1,147	4,040	1,216	546	381
Other Non-Interest Income	15,278	11,167	11,080	10,233	9,898	10,785
Total Non-Interest Income	15,253	12,285	15,109	11,509	10,497	11,194
Non-Interest Income Growth (YoY)	9.99%	-18.69%	31.28%	9.64%	-6.23%	2.22%
Revenues Before Loan Losses	43,458	38,687	40,304	36,338	35,970	34,887
Provision for Loan Losses	1,782	2,799	4,966	4,411	1,825	1,871
Revenue	41,676	35,888	35,338	31,927	34,145	33,016
Revenue Growth (YoY)	18.38%	1.56%	10.68%	-6.50%	3.42%	-2.94%
Selling, General & Administrative	23,456	22,837	22,805	23,142	23,901	25,153
Other Non-Interest Expense	10,154	8,606	10,079	6,962	5,006	5,494
Total Non-Interest Expense	33,610	31,443	32,884	30,104	28,907	30,647
EBT Excluding Unusual Items	8,066	4,445	2,454	1,823	5,238	2,369
Asset Writedown	-42	-69	-29	-8	-93	-391
Other Unusual Items	-	-	72	-1	-576	205
Pretax Income	8,024	4,376	2,497	1,814	4,569	2,183
Income Tax Expense	770	273	302	-281	336	423
Net Income	7,254	4,103	2,195	2,095	4,233	1,760
Preferred Dividends & Other Adjustments	-	3	7	4	-	-
Net Income to Common	7,254	4,100	2,188	2,091	4,233	1,760
Net Income Growth	253.51%	86.92%	4.77%	-50.51%	140.51%	43.91%
Basic Shares Outstanding	82	83	82	82	83	83
Diluted Shares Outstanding	216	215	232	260	278	280
Shares Change (YoY)	161.73%	-7.22%	-10.60%	-6.70%	-0.64%	4.93%
EPS (Basic)	88.06	49.67	26.57	25.35	51.30	21.33
EPS (Diluted)	33.66	19.06	9.46	8.07	15.21	6.28
EPS Growth	251.89%	101.48%	17.25%	-46.96%	142.20%	37.01%
Dividend Per Share	5.000	5.000	5.000	5.000	5.000	5.000
Effective Tax Rate	9.60%	6.24%	12.10%	-	7.35%	19.38%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.