Tsukuba Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	-	28,570	23,238	21,712	20,894	20,588
Interest Income on Investments	-	5,992	5,019	4,260	4,755	5,349
Total Interest Income	-	34,562	28,257	25,972	25,649	25,937
Interest Paid on Deposits	-	5,089	1,473	52	65	72
Interest Paid on Borrowings	-	579	382	725	755	392
Total Interest Expense	-	5,668	1,855	777	820	464
Net Interest Income	-	28,894	26,402	25,195	24,829	25,473
Net Interest Income Growth	-	9.44%	4.79%	1.47%	-2.53%	7.51%
Trust Income	-	-	-	-	-	15
Gain (Loss) on Sale of Assets	-	-46	-29	-11	60	38
Gain (Loss) on Sale of Investments	-	3,424	1,147	4,040	1,216	546
Other Non-Interest Income	-	11,813	11,167	11,080	10,233	9,898
Total Non-Interest Income	-	15,191	12,285	15,109	11,509	10,497
Non-Interest Income Growth	-	23.66%	-18.69%	31.28%	9.64%	-6.23%
Revenues Before Loan Losses	-	44,085	38,687	40,304	36,338	35,970
Provision for Loan Losses	-	995	2,799	4,966	4,411	1,825
Revenue	-	43,090	35,888	35,338	31,927	34,145
Revenue Growth	-	20.07%	1.56%	10.68%	-6.50%	3.42%
Selling, General & Administrative	-	23,593	22,837	22,805	23,142	23,901
Other Non-Interest Expense	-	12,087	8,606	10,079	6,962	5,006
Total Non-Interest Expense	-	35,680	31,443	32,884	30,104	28,907
EBT Excluding Unusual Items	-	7,410	4,445	2,454	1,823	5,238
Asset Writedown	-	-66	-69	-29	-8	-93
Other Unusual Items	-	-334	-	72	-1	-576
Pretax Income	-	7,010	4,376	2,497	1,814	4,569
Income Tax Expense	-	340	273	302	-281	336
Net Income	-	6,670	4,103	2,195	2,095	4,233
Preferred Dividends & Other Adjustments	-	80	3	7	4	-
Net Income to Common	-	6,590	4,100	2,188	2,091	4,233
Net Income Growth	-	60.73%	87.39%	4.64%	-50.60%	140.51%
Basic Shares Outstanding	82	82	83	82	82	83
Diluted Shares Outstanding	82	197	215	232	260	278
Shares Change	-63.02%	-8.38%	-7.22%	-10.60%	-6.70%	-0.64%
EPS (Basic)	84.04	79.98	49.67	26.57	25.35	51.30
EPS (Diluted)	40.19	33.81	19.06	9.46	8.07	15.21
EPS Growth	101.37%	77.43%	101.48%	17.25%	-46.96%	142.20%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Dividend Per Share	5.000	5.000	5.000	5.000	5.000	5.000
Dividend Growth	0%	0%	0%	0%	0%	0%
Effective Tax Rate	-	4.85%	6.24%	12.10%	-	7.35%