The Akita Bank, Ltd. (TYO:8343)

The Akita Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	23,722	20,256	17,919	16,621	15,729	15,976
Interest Income on Investments	11,076	9,174	6,801	10,160	8,240	8,096
Total Interest Income	34,798	29,430	24,720	26,781	23,969	24,072
Interest Paid on Deposits	4,283	1,895	118	122	109	208
Interest Paid on Borrowings	976	976	1,533	1,274	130	103
Total Interest Expense	5,259	2,871	1,651	1,396	239	311
Net Interest Income	29,539	26,559	23,069	25,385	23,730	23,761
Net Interest Income Growth (YoY)	20.79%	15.13%	-9.12%	6.97%	-0.13%	-5.56%
Gain (Loss) on Sale of Assets	-35	-90	-193	-143	-171	-49
Gain (Loss) on Sale of Investments	4,630	7,173	2,983	6,644	1,963	2,722
Other Non-Interest Income	15,130	15,341	14,197	13,358	13,792	15,121
Total Non-Interest Income	19,725	22,424	16,987	19,859	15,584	17,794
Non-Interest Income Growth (YoY)	-7.14%	32.01%	-14.46%	27.43%	-12.42%	44.62%
Revenues Before Loan Losses	49,264	48,983	40,056	45,244	39,314	41,555
Provision for Loan Losses	-810	2,737	1,227	426	1,719	2,676
Revenue	50,074	46,246	38,829	44,818	37,595	38,879
Revenue Growth (YoY)	21.43%	19.10%	-13.36%	19.21%	-3.30%	3.78%
Selling, General & Administrative	21,301	21,062	21,248	21,230	21,938	22,981
Other Non-Interest Expense	17,807	16,153	11,177	18,798	11,114	11,607
Total Non-Interest Expense	39,108	37,215	32,425	40,028	33,052	34,588
EBT Excluding Unusual Items	10,966	9,031	6,404	4,790	4,543	4,291
Asset Writedown	-248	-3	-73	-284	-123	-157
Other Unusual Items	-	-	-1	-1	-	-1
Pretax Income	10,718	9,028	6,330	4,505	4,420	4,133
Income Tax Expense	3,054	3,353	1,769	1,203	1,233	1,403
Earnings From Continuing Operations	7,664	5,675	4,561	3,302	3,187	2,730
Minority Interest in Earnings	-19	-13	-20	-7	-3	-14
Net Income	7,645	5,662	4,541	3,295	3,184	2,716
Net Income to Common	7,645	5,662	4,541	3,295	3,184	2,716
Net Income Growth	82.15%	24.69%	37.81%	3.49%	17.23%	-13.17%
Basic Shares Outstanding	18	18	18	18	18	18
Diluted Shares Outstanding	18	18	18	18	18	18
Shares Change (YoY)	0.47%	0.46%	-1.06%	-0.60%	0.07%	-0.11%
EPS (Basic)	431.48	320.36	258.10	185.30	177.99	151.93
EPS (Diluted)	431.48	320.36	258.10	185.30	177.99	151.93
EPS Growth	81.31%	24.12%	39.29%	4.11%	17.15%	-13.07%
Dividend Per Share	135.000	105.000	80.000	70.000	70.000	70.000
Dividend Growth	50.00%	31.25%	14.29%	-	-	-
Effective Tax Rate	28.49%	37.14%	27.95%	26.70%	27.90%	33.95%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.