Fukuoka Financial Group Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	257,469	202,072	180,640	162,585	147,715
Interest Income on Investments	185,085	153,498	128,005	66,685	43,779
Total Interest Income	442,554	355,570	308,645	229,270	191,494
Interest Paid on Deposits	50,127	23,117	13,255	5,928	980
Interest Paid on Borrowings	129,606	107,681	94,181	39,278	9,297
Total Interest Expense	179,733	130,798	107,436	45,206	10,277
Net Interest Income	262,821	224,772	201,209	184,064	181,217
Net Interest Income Growth (YoY)	16.93%	11.71%	9.31%	1.57%	3.64%
Trust Income	-	-	105	-	-
Income From Trading Activities	94	149	160	652	1,204
Gain (Loss) on Sale of Assets	-645	1,138	-72	-	-
Gain (Loss) on Sale of Investments	78,103	9,792	4,817	7,412	10,164
Other Non-Interest Income	100,009	87,638	91,016	94,160	77,744
Total Non-Interest Income	177,561	98,717	96,026	102,224	89,112
Non-Interest Income Growth (YoY)	79.87%	2.80%	-6.06%	14.71%	4.58%
Revenues Before Loan Losses	440,382	323,489	297,235	286,288	270,329
Provision for Loan Losses	17,341	5,253	23,036	-	-
Revenue	423,041	318,236	274,199	286,288	270,329
Revenue Growth (YoY)	32.93%	16.06%	-4.22%	5.90%	4.57%
Selling, General & Administrative	173,293	158,906	150,918	140,677	141,978
Other Non-Interest Expense	129,784	54,598	66,416	95,985	53,191
Total Non-Interest Expense	303,077	213,504	217,334	236,662	195,169
EBT Excluding Unusual Items	119,964	104,732	56,865	49,626	75,160
Asset Writedown	-242	-672	-633	-4,388	-
Other Unusual Items	-9	-351	21,258	-	-
Pretax Income	119,713	103,709	77,490	45,238	75,160
Income Tax Expense	34,268	31,465	16,246	13,954	21,004
Earnings From Continuing Operations	85,445	72,244	61,244	31,284	54,156
Minority Interest in Earnings	-17	-108	-66	-132	-38
Net Income	85,428	72,136	61,178	31,152	54,118
Net Income to Common	85,428	72,136	61,178	31,152	54,118
Net Income Growth	18.43%	17.91%	96.39%	-42.44%	21.21%
Basic Shares Outstanding	189	189	188	188	190
Diluted Shares Outstanding	189	189	188	188	190
Shares Change (YoY)	-0.03%	0.36%	0.10%	-1.00%	-0.00%
EPS (Basic)	452.00	381.54	324.77	165.54	284.69
EPS (Diluted)	452.00	381.54	324.77	165.54	284.69
EPS Growth	18.46%	17.48%	96.19%	-41.85%	21.21%
Dividend Per Share	180.000	135.000	115.000	105.000	-
Dividend Growth	33.33%	17.39%	9.52%	23.53%	-
Effective Tax Rate	28.63%	30.34%	20.96%	30.85%	27.95%