Yamaguchi Financial Group Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	123,674	113,743	106,397	86,339	67,601
Interest Income on Investments	50,719	35,415	26,305	18,520	24,638
Total Interest Income	174,393	149,158	132,702	104,859	92,239
Interest Paid on Deposits	31,947	12,697	4,971	3,596	1,595
Interest Paid on Borrowings	12,417	22,434	27,604	13,592	3,869
Total Interest Expense	44,364	35,131	32,575	17,188	5,464
Net Interest Income	130,029	114,027	100,127	87,671	86,775
Net Interest Income Growth (YoY)	14.03%	13.88%	14.21%	1.03%	-14.58%
Income From Trading Activities	798	482	998	1,094	1,752
Gain (Loss) on Sale of Assets	2,647	22	260	168	-89
Gain (Loss) on Sale of Investments	-	11,944	4,490	6,753	-3,801
Other Non-Interest Income	86,747	50,665	45,186	41,702	49,301
Total Non-Interest Income	90,192	63,113	50,934	49,717	47,163
Non-Interest Income Growth (YoY)	42.91%	23.91%	2.45%	5.42%	-37.44%
Revenues Before Loan Losses	220,221	177,140	151,061	137,388	133,938
Provision for Loan Losses	2,836	1,298	4,408	6,243	22,047
Revenue	217,385	175,842	146,653	131,145	111,891
Revenue Growth (YoY)	23.63%	19.90%	11.82%	17.21%	-33.40%
Selling, General & Administrative	68,588	64,285	63,328	61,155	60,562
Other Non-Interest Expense	101,124	59,100	45,784	44,125	59,054
Total Non-Interest Expense	169,712	123,385	109,112	105,280	119,616
EBT Excluding Unusual Items	47,673	52,457	37,541	25,865	-7,725
Asset Writedown	-1,052	-560	-343	-592	-5,631
Other Unusual Items	-	302	11	1,412	7,852
Pretax Income	46,621	52,199	37,209	26,685	-5,504
Income Tax Expense	13,428	16,656	11,861	8,641	7,372
Earnings From Continuing Operations	33,193	35,543	25,348	18,044	-12,876
Minority Interest in Earnings	-185	-198	-132	-150	-129
Net Income	33,008	35,345	25,216	17,894	-13,005
Net Income to Common	33,008	35,345	25,216	17,894	-13,005
Net Income Growth	-6.61%	40.17%	40.92%	-	-
Basic Shares Outstanding	210	214	221	231	244
Diluted Shares Outstanding	210	214	221	231	244
Shares Change (YoY)	-1.89%	-3.10%	-4.48%	-5.27%	-2.61%
EPS (Basic)	157.21	165.17	114.18	77.41	-53.28
EPS (Diluted)	157.20	165.15	114.17	77.39	-53.28
EPS Growth	-4.81%	44.65%	47.53%	-	-
Dividend Per Share	64.000	60.000	43.000	31.000	28.000
Dividend Growth	6.67%	39.53%	38.71%	10.71%	7.69%
Effective Tax Rate	28.80%	31.91%	31.88%	32.38%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.