The Ehime Bank, Ltd. (TYO:8541)

The Ehime Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	289,305	269,082	204,902	217,996	339,772	286,273
Investment Securities	645,923	633,029	661,566	666,467	629,730	644,203
Trading Asset Securities	2	4	74	84	98	206
Total Investments	645,925	633,033	661,640	666,551	629,828	644,409
Gross Loans	1,976,512	1,981,177	1,937,692	1,922,215	1,833,546	1,765,077
Allowance for Loan Losses	-12,926	-13,376	-14,772	-15,532	-15,007	-14,455
Net Loans	1,963,586	1,967,801	1,922,920	1,906,683	1,818,539	1,750,622
Property, Plant & Equipment	28,380	28,329	28,837	29,470	29,208	29,642
Other Intangible Assets	2,197	2,503	2,307	1,960	2,140	1,711
Other Current Assets	11,635	10,757	13,959	19,577	18,239	15,150
Long-Term Deferred Tax Assets	2,025	4,493	1,719	4,408	152	170
Other Long-Term Assets	47,882	46,669	51,677	40,010	50,972	39,103
Total Assets	2,990,935	2,962,667	2,887,961	2,886,655	2,888,850	2,767,080
Accrued Expenses	-	55	55	55	50	45
Interest Bearing Deposits	2,737,998	2,702,520	2,645,537	2,620,312	2,575,820	2,483,022
Total Deposits	2,737,998	2,702,520	2,645,537	2,620,312	2,575,820	2,483,022
Short-Term Borrowings	30,000	30,000	30,000	50,000	-	4,428
Other Current Liabilities	5,935	5,177	8,101	11,406	11,142	9,419
Long-Term Debt	47,657	61,125	42,738	45,585	129,632	74,870
Pension & Post-Retirement Benefits	1,436	1,426	1,228	1,555	1,375	1,206
Long-Term Deferred Tax Liabilities	3,340	3,358	3,290	3,432	4,213	14,255
Other Long-Term Liabilities	21,717	23,292	19,593	26,532	31,711	24,939
Total Liabilities	2,848,083	2,826,953	2,750,542	2,758,877	2,753,943	2,612,184
Common Stock	21,367	21,367	21,367	21,367	21,367	21,367
Additional Paid-In Capital	15,816	15,816	15,816	15,816	15,816	15,502
Retained Earnings	97,424	95,392	91,011	86,780	82,509	77,760
Treasury Stock	-501	-532	-617	-505	-517	-557
Comprehensive Income & Other	8,481	3,411	9,588	4,083	15,520	39,428
Total Common Equity	142,587	135,454	137,165	127,541	134,695	153,500
Minority Interest	265	260	254	237	212	1,396
Shareholders' Equity	142,852	135,714	137,419	127,778	134,907	154,896
Total Liabilities & Equity	2,990,935	2,962,667	2,887,961	2,886,655	2,888,850	2,767,080
Total Debt	77,657	91,125	72,738	95,585	129,632	79,298
Net Cash (Debt)	211,650	177,961	132,238	122,495	210,238	207,181
Net Cash Growth	15.36%	34.58%	7.95%	-41.73%	1.48%	-10.78%
Net Cash Per Share	5420.11	4560.53	3384.21	3134.79	5382.44	5296.85
Filing Date Shares Outstanding	39.07	39.04	38.97	39.08	39.07	39.04
Total Common Shares Outstanding	39.07	39.04	38.97	39.08	39.07	39.04
Book Value Per Share	3649.46	3469.22	3519.51	3263.68	3447.57	3932.04
Tangible Book Value	140,390	132,951	134,858	125,581	132,555	151,789
Tangible Book Value Per Share	3593.23	3405.12	3460.32	3213.52	3392.80	3888.21

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.