FinTech Global Ratios and Metrics

Market cap in millions JPY. Fiscal year is October - September.

Millions JPY. Fiscal year is Oct - Sep.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 13, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Market Capitalization	28,396	22,542	14,298	12,280	7,851	11,262
Market Cap Growth	31.78%	57.66%	16.44%	56.42%	-30.29%	24.45%
Enterprise Value	34,224	26,578	18,856	18,773	13,628	16,776
Last Close Price	148.00	117.00	71.16	58.27	37.26	53.50
PE Ratio	12.67	10.63	8.54	7.66	44.61	86.63
PS Ratio	1.92	1.56	1.04	1.32	0.84	1.39
PB Ratio	2.27	1.87	1.33	1.31	1.00	1.51
P/TBV Ratio	2.49	2.08	1.51	1.49	1.31	1.95
P/FCF Ratio	-	-	4.53	22.21	-	20.18
P/OCF Ratio	-	-	3.53	19.97	-	15.08
EV/Sales Ratio	2.31	1.84	1.37	2.02	1.47	2.07
EV/EBITDA Ratio	8.16	6.79	6.21	10.37	11.99	20.56
EV/EBIT Ratio	9.31	7.80	7.34	13.97	23.82	94.25
EV/FCF Ratio	-	-	5.97	33.95	-	30.07
Debt / Equity Ratio	1.11	0.97	0.70	0.81	1.04	0.97
Debt / EBITDA Ratio	3.34	2.99	2.46	4.23	7.15	8.82
Debt / FCF Ratio	-	-	2.36	13.83	-	12.89
Net Debt / Equity Ratio	0.39	0.42	0.16	0.50	0.73	0.65
Net Debt / EBITDA Ratio	1.16	1.30	0.55	2.61	5.06	5.90
Net Debt / FCF Ratio	-	-5.32	0.53	8.55	-7.00	8.63
Asset Turnover	0.58	0.61	0.69	0.50	0.54	0.49
Inventory Turnover	1.31	1.32	1.53	0.99	1.26	1.12
Quick Ratio	0.93	0.77	0.99	0.93	2.41	1.90
Current Ratio	1.41	1.27	1.60	1.58	4.26	3.83
Return on Equity (ROE)	20.82%	20.29%	18.70%	19.07%	5.59%	0.33%
Return on Assets (ROA)	8.99%	8.93%	8.07%	4.53%	2.08%	0.67%
Return on Invested Capital (ROIC)	17.60%	19.27%	15.02%	8.74%	3.40%	0.29%
Return on Capital Employed (ROCE)	21.70%	23.10%	21.60%	12.00%	3.70%	1.30%
Earnings Yield	8.02%	9.41%	11.71%	13.05%	2.24%	1.15%
FCF Yield	-	-4.22%	22.10%	4.50%	-10.47%	4.96%
Dividend Yield	3.36%	2.56%	2.11%	-	-	-
Payout Ratio	-	12.87%	-	-	-	-
Buyback Yield / Dilution	2.17%	2.27%	0.78%	-0.11%	-0.07%	-0.27%
Total Shareholder Return	5.53%	4.83%	2.89%	-0.11%	-0.07%	-0.27%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.