Stanbic Uganda Holdings Income Statement

Financials in millions UGX. Fiscal year is January - December.

Millions UGX. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	907,645	847,957	781,926	635,025	543,995
Interest Paid on Deposits	116,823	86,107	71,000	45,612	45,969
Interest Paid on Borrowings	2,546	2,047	2,033	-	-
Total Interest Expense	119,369	88,154	73,033	45,612	45,969
Net Interest Income	788,276	759,803	708,893	589,413	498,026
Net Interest Income Growth (YoY)	3.75%	7.18%	20.27%	18.35%	1.47%
Income From Trading Activities	380,033	304,287	270,116	261,426	233,702
Gain (Loss) on Sale of Assets	237.2	165.61	382.77	324.18	-43.28
Gain (Loss) on Sale of Investments	-	-	-	-	-20.96
Gain (Loss) on Sale of Equity Investments	9.9	7.4	7.98	6,100	3,800
Other Non-Interest Income	270,966	233,096	214,744	180,636	168,019
Total Non-Interest Income	651,245	537,556	485,251	448,486	405,456
Non-Interest Income Growth (YoY)	21.15%	10.78%	8.20%	10.61%	19.04%
Revenues Before Loan Losses	1,439,521	1,297,360	1,194,144	1,037,899	903,482
Provision for Loan Losses	18,642	34,013	69,454	59,572	70,408
Revenue	1,420,880	1,263,347	1,124,691	978,326	833,075
Revenue Growth (YoY)	12.47%	12.33%	14.96%	17.44%	12.63%
Salaries and Employee Benefits	319,430	272,195	250,290	211,780	177,248
Occupancy Expenses	32,283	31,487	32,307	34,216	33,018
Amortization of Goodwill & Intangibles	13,811	15,549	15,252	15,162	15,041
Selling, General & Administrative	34,792	34,623	30,154	23,618	23,246
Other Non-Interest Expense	277,220	258,422	255,742	210,515	233,312
Total Non-Interest Expense	677,536	612,277	583,744	495,290	481,865
EBT Excluding Unusual Items	743,344	651,070	540,947	483,036	351,210
Pretax Income	743,344	651,070	540,947	483,036	351,210
Income Tax Expense	152,532	172,972	129,416	125,655	81,898
Net Income	590,813	478,097	411,531	357,381	269,312
Net Income to Common	590,813	478,097	411,531	357,381	269,312
Net Income Growth	23.58%	16.18%	15.15%	32.70%	11.43%
Basic Shares Outstanding	51,189	51,189	51,189	51,189	51,189
Diluted Shares Outstanding	51,189	51,189	51,189	51,189	51,189
EPS (Basic)	11.54	9.34	8.04	6.98	5.26
EPS (Diluted)	11.54	9.34	8.04	6.98	5.26
EPS Growth	23.58%	16.18%	15.15%	32.70%	11.43%
Dividend Per Share	7.030	5.860	5.470	4.590	0.980
Dividend Growth	19.97%	7.13%	19.17%	368.37%	-47.31%
Effective Tax Rate	20.52%	26.57%	23.92%	26.01%	23.32%