Crédit Agricole Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	164,844	4,066	3,976	1,580	1,737
Investment Securities	579,700	773,746	724,582	1,063,076	1,060,294
Trading Asset Securities	409,325	241,037	175,561	164,433	144,789
Total Investments	989,025	1,014,783	900,143	1,227,509	1,205,083
Gross Loans	1,129,354	1,331,989	1,292,037	600,948	560,843
Allowance for Loan Losses	-	-21,775	-21,107	-9,784	-9,309
Net Loans	1,129,354	1,310,214	1,270,930	591,164	551,534
Property, Plant & Equipment	10,311	14,644	13,425	6,020	6,096
Goodwill	16,406	16,899	16,530	15,682	15,632
Other Intangible Assets	3,415	3,790	3,488	3,094	3,263
Investments in Real Estate	9,838	12,082	12,159	11,974	7,307
Accrued Interest Receivable	44,465	3,795	6,690	3,409	3,990
Other Receivables	5,445	43,402	41,410	58,541	29,418
Restricted Cash	-	161,749	176,747	206,068	236,020
Other Current Assets	1,204	10,016	12,873	6,862	6,548
Long-Term Deferred Tax Assets	-	5,455	6,189	4,496	4,205
Other Long-Term Assets	-	833	2,539	1,687	3,122
Total Assets	2,374,307	2,601,727	2,467,099	2,138,086	2,073,955
Accrued Expenses	60,972	10,922	12,133	7,248	6,717
Interest Bearing Deposits	894,540	708,590	701,816	717,341	664,140
Non-Interest Bearing Deposits	-	511,100	498,066	368,965	410,070
Total Deposits	894,540	1,219,690	1,199,882	1,086,306	1,074,210
Short-Term Borrowings	15,532	147,892	118,607	149,805	104,516
Current Portion of Long-Term Debt	-	151,710	130,604	120,656	79,190
Current Portion of Leases	-	503	486	332	334
Current Income Taxes Payable	3,915	1,843	1,921	1,576	1,364
Other Current Liabilities	318,995	191,351	169,355	119,322	123,496
Long-Term Debt	497,256	203,049	185,718	141,021	161,822
Long-Term Leases	-	1,719	1,669	1,482	1,496
Long-Term Unearned Revenue	-	4,433	4,127	1,332	1,247
Pension & Post-Retirement Benefits	-	1,473	1,559	1,214	1,674
Long-Term Deferred Tax Liabilities	-	1,094	975	631	1,568
Other Long-Term Liabilities	497,233	517,234	497,723	431,681	439,405
Total Liabilities	2,288,443	2,452,913	2,324,759	2,062,606	1,997,039
Common Stock	31,843	13,183	13,411	9,128	9,341
Additional Paid-In Capital	-	12,092	12,099	14,773	15,436
Retained Earnings	7,074	8,640	8,258	5,306	5,844
Treasury Stock	-	-458	-1,503	-287	-1,170
Comprehensive Income & Other	38,745	108,482	102,849	37,599	38,766
Total Common Equity	77,662	141,939	135,114	66,519	68,217
Minority Interest	8,202	6,875	7,226	8,961	8,699
Shareholders' Equity	85,864	148,814	142,340	75,480	76,916
Total Liabilities & Equity	2,374,307	2,601,727	2,467,099	2,138,086	2,073,955
Total Debt	512,788	504,873	437,084	413,296	347,358
Net Cash (Debt)	61,381	-85,714	-98,225	320,801	321,638
Net Cash Growth	-	-	-	-0.26%	6.66%
Net Cash Per Share	18.92	-28.43	-32.41	107.33	107.57
Filing Date Shares Outstanding	3,896	3,025	3,029	3,024	3,025
Total Common Shares Outstanding	3,896	3,025	3,029	3,024	3,025
Book Value Per Share	19.93	44.54	42.22	20.02	20.93
Tangible Book Value	57,841	121,250	115,096	47,743	49,322
Tangible Book Value Per Share	14.85	37.70	35.61	13.81	14.69

Source: S&P Global Market Intelligence. Banks template. Financial Sources.