CaixaBank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,688	3,849	4,157	4,138	4,642
Investment Securities	199,498	183,708	176,103	166,809	87,313
Trading Asset Securities	7,007	6,140	7,963	8,091	12,914
Total Investments	206,505	189,848	184,066	174,900	100,227
Gross Loans	385,871	364,155	357,541	372,360	360,681
Allowance for Loan Losses	-6,324	-6,686	-7,330	-7,401	-8,260
Other Adjustments to Gross Loans	-	-	-	-427	-436
Net Loans	379,547	357,469	350,211	364,532	351,985
Property, Plant & Equipment	5,630	5,712	5,877	5,919	6,398
Goodwill	3,094	3,094	3,094	3,167	3,455
Other Intangible Assets	2,175	1,979	1,893	1,857	1,478
Investments in Real Estate	884	1,263	1,423	1,597	1,865
Accrued Interest Receivable	1	26	44	959	475
Other Receivables	2,843	2,827	1,793	2,568	2,229
Restricted Cash	42,140	45,955	33,704	16,384	99,574
Other Current Assets	1,417	1,348	1,282	1,813	2,107
Long-Term Deferred Tax Assets	14,272	15,224	16,954	18,304	19,493
Other Real Estate Owned & Foreclosed	1,121	1,511	1,666	777	1,027
Other Long-Term Assets	723	898	1,003	1,935	85,081
Total Assets	664,040	631,003	607,167	598,850	680,036
Interest Bearing Deposits	444,902	423,993	399,682	416,952	476,025
Total Deposits	444,902	423,993	399,682	416,952	476,025
Short-Term Borrowings	32,741	21,836	27,468	14,905	16,972
Current Income Taxes Payable	2,018	1,458	748	452	189
Other Current Liabilities	4,018	4,381	4,783	4,057	3,550
Long-Term Debt	52,206	56,563	56,755	52,608	53,684
Long-Term Leases	1,510	1,573	1,660	1,608	1,864
Pension & Post-Retirement Benefits	505	581	632	698	1,038
Long-Term Deferred Tax Liabilities	905	1,066	1,346	1,480	2,148
Other Long-Term Liabilities	86,709	82,686	77,754	72,383	89,141
Total Liabilities	625,514	594,137	570,828	565,143	644,611
Common Stock	7,025	7,175	7,502	7,502	8,061
Additional Paid-In Capital	11,463	12,309	13,470	13,470	15,268
Retained Earnings	23,158	20,505	19,741	16,781	15,007
Treasury Stock	-145	-299	-519	-25	-19
Comprehensive Income & Other	-2,991	-2,858	-3,887	-4,053	-2,923
Total Common Equity	38,510	36,832	36,307	33,675	35,394
Minority Interest	16	34	32	32	31
Shareholders' Equity	38,526	36,866	36,339	33,707	35,425
Total Liabilities & Equity	664,040	631,003	607,167	598,850	680,036
Total Debt	86,457	79,972	85,883	69,121	72,520
Net Cash (Debt)	-65,137	-60,703	-67,709	-56,892	-54,964
Net Cash Per Share	-9.23	-8.36	-9.06	-7.28	-7.26
Filing Date Shares Outstanding	7,008	7,118	7,367	7,494	8,053
Total Common Shares Outstanding	7,008	7,118	7,367	7,494	8,053
Book Value Per Share	5.50	5.17	4.93	4.49	4.39
Tangible Book Value	33,241	31,759	31,320	28,651	30,461
Tangible Book Value Per Share	4.74	4.46	4.25	3.82	3.78

Source: S&P Global Market Intelligence. Banks template. Financial Sources.