Citigroup Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	59,792	54,095	54,900	48,668	42,494
Net Interest Income Growth	10.53%	-1.47%	12.80%	14.53%	-5.04%
Non-Interest Income	25,433	26,627	23,166	53,844	58,577
Non-Interest Income Growth	-4.48%	14.94%	-56.98%	-8.08%	-5.00%
Revenues Before Loan Losses	85,225	80,722	78,066	75,338	71,884
Provision for Credit Losses	10,178	10,019	9,099	5,145	-3,894
Revenue	75,047	70,703	68,967	70,193	75,778
Revenue Growth (YoY)	6.14%	2.52%	-1.75%	-7.37%	30.38%
Compensation Expenses	29,639	28,542	29,232	26,655	25,134
Selling, General & Admin	15,070	14,602	15,085	14,944	11,632
Other Non-Interest Expenses	10,510	10,513	11,740	9,787	11,543
Total Non-Interest Expense	55,132	53,567	55,970	51,292	48,193
Pretax Income	19,828	17,046	12,910	18,807	27,469
Provision for Income Taxes	5,373	4,211	3,528	3,642	5,451
Net Income	14,306	12,682	9,228	14,845	21,952
Minority Interest in Earnings	146	151	153	89	73
Earnings From Discontinued Operations	-3	-2	-1	-231	7
Net Income to Common	14,306	12,682	9,228	14,845	21,952
Net Income Growth	12.81%	37.43%	-37.84%	-32.38%	98.72%
Shares Outstanding (Basic)	1,832	1,901	1,930	1,947	2,033
Shares Outstanding (Diluted)	1,873	1,940	1,956	1,964	2,049
Shares Change (YoY)	-3.45%	-0.80%	-0.43%	-4.15%	-2.36%
EPS (Basic)	7.11	6.03	4.07	7.04	10.21
EPS (Diluted)	6.99	5.94	4.04	7.00	10.14
EPS Growth	17.68%	47.03%	-42.29%	-30.97%	114.83%
Free Cash Flow	-74,152	-26,169	-79,999	19,437	42,971
Free Cash Flow Growth	-	-	-	-54.77%	-
Free Cash Flow Per Share	-39.59	-13.49	-40.90	9.90	20.97
Dividends Per Share	2.320	2.180	2.080	2.040	2.040
Dividend Growth	6.42%	4.81%	1.96%	-	-
Profit Margin	22.31%	21.18%	15.69%	23.35%	27.68%
FCF Margin	-114.46%	-43.19%	-133.82%	29.92%	54.01%
EBITDA	4,373	4,311	4,560	4,262	3,964
EBITDA Margin	6.75%	7.11%	7.63%	6.56%	4.98%
Effective Tax Rate	27.10%	24.70%	27.33%	19.37%	19.84%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.