Klarna Group Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-241	33	-304	-1,004	-728.73
Depreciation & Amortization	125	189	227	157.18	82.43
Provision for Credit Losses	794	671	506	14.19	146.63
Stock-Based Compensation	157	92	43	91.49	58.45
Other Adjustments	75	-464	-218	66.08	65.08
Changes in Other Operating Activities	-2,486	-165	367	923.92	36.13
Operating Cash Flow	-1,032	587	808	227.86	-365.3
Operating Cash Flow Growth	-	-27.35%	254.60%	-	-
Payments for Business Acquisitions	-	-	-	-343.14	-245.08
Capital Expenditures	-3	-1	-1	-11.41	-27.07
Purchases of Intangible Assets	-27	-44	-84	-91.01	-71.05
Sale of Property, Plant & Equipment	-	1	-	-	-
Other Investing Activities	-	11	-	-	-145.97
Investing Cash Flow	-30	154	-83	-445.56	-489.17
Long-Term Debt Issued	903	364	179	-690.78	542.76
Long-Term Debt Repaid	-106	-194	-281	-57.54	-61.22
Net Long-Term Debt Issued (Repaid)	797	170	-102	-748.32	481.54
Issuance of Common Stock	191	-	40	804.23	1,678
Net Common Stock Issued (Repurchased)	191	-	40	804.23	1,678
Other Financing Activities	-	142	-	-2.49	-22.32
Financing Cash Flow	988	312	-62	53.42	2,138
Effect of Exchange Rate Changes on Cash and Cash Equivalents	634	-201	34	68.38	24.97
Net Cash Flow	560	852	697	-164.28	1,283
Free Cash Flow	-1,035	586	807	216.45	-392.37
Free Cash Flow Growth	-	-27.38%	272.83%	-	-
Free Cash Flow Per Share	-2.79	1.61	2.23	-	-

Updated Dec 31, 2025. Data Source: Fiscal.ai. financials template. Financial Sources.