Klarna Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2019
Period Ending	Nov '25 Nov 13, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2019
Debt / Equity Ratio	0.32	0.24	0.20	0.28	0.47	0.56	Upgrade
Debt / EBITDA Ratio	1.51	1.42	2.80	-	-	-	Upgrade
Debt / FCF Ratio	0.62	1.05	0.51	2.95	-	5.08	Upgrade
Asset Turnover	0.18	0.18	0.17	0.14	0.17	0.22	Upgrade
Quick Ratio	17.69	0.39	0.34	0.43	0.55	0.36	Upgrade
Current Ratio	17.82	1.47	1.34	1.55	1.87	1.81	Upgrade
Return on Equity (ROE)	-3.89%	1.16%	-10.97%	-42.86%	-36.66%	-10.88%	Upgrade
Return on Assets (ROA)	1.23%	1.51%	0.34%	-4.95%	-4.40%	-1.32%	Upgrade
Return on Capital (ROIC)	6.73%	7.63%	1.56%	-17.15%	-12.71%	-3.07%	Upgrade
Return on Capital Employed (ROCE)	1.80%	6.10%	1.50%	-	-	-	Upgrade

Source: S&P Global Market Intelligence. Standard template. Financial Sources.