VIE:PBB Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	-	-	-	-	1,498	-
Total Interest Income	-	-	-	-	1,498	-
Interest Paid on Deposits	-	-	-	-	1,004	-
Total Interest Expense	-	-	-	-	1,004	-
Net Interest Income	417	465	482	489	494	476
Net Interest Income Growth (YoY)	-15.24%	-3.53%	-1.43%	-1.01%	3.78%	3.93%
Gain (Loss) on Sale of Investments	-11	-	-	-	-	-
Other Non-Interest Income	29	79	121	42	97	50
Total Non-Interest Income	18	79	121	42	97	50
Non-Interest Income Growth (YoY)	-85.12%	-34.71%	188.09%	-56.70%	94.00%	4.17%
Revenues Before Loan Losses	435	544	603	531	591	526
Provision for Loan Losses	386	170	212	44	81	126
Revenue	49	374	391	487	510	400
Revenue Growth (YoY)	-86.58%	-4.35%	-19.71%	-4.51%	27.50%	-12.47%
Salaries and Employee Benefits	0.5	0.5	1	2	2	2
Occupancy Expenses	21	21	19	18	20	19
Selling, General & Administrative	238.5	244.5	248	222	217	202
Other Non-Interest Expense	3	4	25	32	29	26
Total Non-Interest Expense	263	270	293	274	268	249
EBT Excluding Unusual Items	-214	104	98	213	242	151
Asset Writedown	-1	-	-8	-	-	-
Pretax Income	-218	104	90	213	242	151
Income Tax Expense	-7	14	-1	26	14	30
Earnings From Continuing Operations	-211	90	91	187	228	121
Minority Interest in Earnings	-	-	-	1	1	-
Net Income	-211	90	91	188	229	121
Preferred Dividends & Other Adjustments	24	25	23	17	17	17
Net Income to Common	-235	65	68	171	212	104
Net Income Growth	-	-1.10%	-51.60%	-17.90%	89.26%	-32.40%
Basic Shares Outstanding	134	134	134	134	134	134
Diluted Shares Outstanding	134	134	134	134	134	134
EPS (Basic)	-1.75	0.48	0.51	1.27	1.58	0.77
EPS (Diluted)	-1.75	0.48	0.51	1.27	1.58	0.77
EPS Growth	-	-5.08%	-60.18%	-19.44%	104.74%	-35.83%
Dividend Per Share	-	0.150	-	0.950	1.180	0.580
Dividend Growth	-	-	-	-19.49%	103.45%	-
Effective Tax Rate	-	13.46%	-	12.21%	5.79%	19.87%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.