VIE:SCHW Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	15,504	15,537	16,111	12,227	8,506
Total Interest Expense	3,754	6,393	6,684	1,545	476
Net Interest Income	11,750	9,144	9,427	10,682	8,030
Trading & Principal Transactions	3,921	3,264	3,230	3,673	4,152
Asset Management Fee	6,506	5,716	4,756	4,216	4,274
Gain on Sale of Investments (Rev)	-	40	61	9	-4
Other Revenue	1,744	1,442	1,460	2,182	2,068
Revenue Before Loan Losses	23,921	19,606	18,934	20,762	18,520
Revenue	23,921	19,606	18,934	20,762	18,520
Revenue Growth (YoY)	22.01%	3.55%	-8.80%	12.11%	58.41%
Salaries & Employee Benefits	6,491	6,023	5,836	5,716	5,167
Cost of Services Provided	3,641	3,488	3,533	3,315	3,146
Other Operating Expenses	968	900	713	714	876
Total Operating Expenses	12,462	11,827	11,420	10,993	10,353
Operating Income	11,459	7,779	7,514	9,769	8,167
EBT Excluding Unusual Items	11,459	7,779	7,514	9,769	8,167
Merger & Restructuring Charges	-	-117	-867	-381	-454
Other Unusual Items	-	30	-269	-	-
Pretax Income	11,459	7,692	6,378	9,388	7,713
Income Tax Expense	2,607	1,750	1,311	2,205	1,858
Net Income	8,852	5,942	5,067	7,183	5,855
Preferred Dividends & Other Adjustments	435	464	418	548	495
Net Income to Common	8,417	5,478	4,649	6,635	5,360
Net Income Growth	48.97%	17.27%	-29.46%	22.68%	77.48%
Shares Outstanding (Basic)	1,804	1,828	1,824	1,885	1,887
Shares Outstanding (Diluted)	1,809	1,834	1,831	1,894	1,897
Shares Change (YoY)	-1.36%	0.16%	-3.33%	-0.16%	32.20%
EPS (Basic)	4.67	3.00	2.55	3.52	2.84
EPS (Diluted)	4.65	2.99	2.54	3.50	2.83
EPS Growth	55.52%	17.72%	-27.43%	23.67%	33.49%
Free Cash Flow	-	2,050	18,887	1,086	1,202
Free Cash Flow Per Share	-	1.12	10.31	0.57	0.63
Dividend Per Share	1.080	1.000	1.000	0.840	0.720
Dividend Growth	8.00%	-	19.05%	16.67%	-
Operating Margin	47.90%	39.68%	39.68%	47.05%	44.10%
Profit Margin	35.19%	27.94%	24.55%	31.96%	28.94%
Free Cash Flow Margin	-	10.46%	99.75%	5.23%	6.49%
Effective Tax Rate	22.75%	22.75%	20.55%	23.49%	24.09%

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.