Truist Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	5,307	4,840	-1,047	6,267	6,437
Depreciation & Amortization	837	979	1,215	1,366	1,384
Provision for Credit Losses	1,894	1,870	2,109	777	-813
Net Change in Loans Held-for-Sale	-389	-381	213	2,479	1,411
Other Adjustments	551	2,629	6,083	-2,314	229
Changes in Trading Assets	-690	-768	573	-482	-551
Changes in Other Operating Activities	-1,771	-7,005	-515	2,988	-205
Operating Cash Flow	5,739	2,164	8,631	11,081	7,892
Operating Cash Flow Growth	165.20%	-74.93%	-22.11%	40.41%	6.12%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-650	-172	803	847	-2,283
Net Change in Loans Held-for-Investment	-24,057	4,178	12,202	-32,840	9,787
Net Change in Securities and Investments	8,449	1,583	9,734	8,376	-36,659
Payments for Business Acquisitions	-	12,174	-17	-4,673	-1,638
Other Investing Activities	-1,505	835	136	-1,682	-1,263
Investing Cash Flow	-17,763	18,598	22,858	-29,972	-32,056
Net Change in Deposits	9,874	-6,883	-17,630	-2,986	35,423
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-1,345	4,359	1,397	18,060	-800
Long-Term Debt Issued	69,755	22,799	50,943	15,777	4,728
Long-Term Debt Repaid	-63,084	-26,797	-55,018	-7,297	-7,959
Net Long-Term Debt Issued (Repaid)	6,671	-3,998	-4,075	8,480	-3,231
Repurchase of Common Stock	-2,500	-1,000	-	-250	-1,616
Net Common Stock Issued (Repurchased)	-2,500	-1,000	-	-250	-1,616
Repurchase of Preferred Stock	-1,000	-750	-	-	-1,415
Net Preferred Stock Issued (Repurchased)	-1,000	-750	-	-	-1,415
Common Dividends Paid	-2,672	-2,770	-2,770	-2,656	-2,485
Preferred Share Dividends Paid	-324	-365	-361	-333	-367
Other Financing Activities	-71	-231	1,173	-298	82
Financing Cash Flow	8,633	-11,638	-22,266	20,017	25,591
Net Cash Flow	-3,391	9,124	9,223	1,126	1,427
Free Cash Flow	5,739	2,164	8,631	11,081	7,892
Free Cash Flow Growth	165.20%	-74.93%	-22.11%	40.41%	19.18%
FCF Margin	31.15%	18.97%	48.18%	57.73%	34.15%
Free Cash Flow Per Share	4.41	1.63	6.48	8.28	5.85
Levered Free Cash Flow	10,021	-6,323	-4,254	18,279	3,430
Unlevered Free Cash Flow	-1,624	-6,794	1,273	3,872	628

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.