UniCredit Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	99,066	109,784	59,396	42,091	25,685	30,020
Market Cap Growth	33.93%	84.84%	41.11%	63.87%	-14.44%	76.21%
Last Close Price	65.70	70.98	36.50	21.47	11.11	10.67
PE Ratio	9.25	10.25	6.27	4.51	4.02	14.53
PS Ratio	3.96	4.38	2.48	1.83	1.42	2.10
PB Ratio	1.45	1.61	0.95	0.66	0.41	0.48
P/FCF Ratio	12.69	14.06	-	-	2.64	-
P/OCF Ratio	11.62	12.88	-	-	2.50	-
Debt / Equity Ratio	3.04	3.04	3.06	2.77	2.67	3.30
Debt / FCF Ratio	26.54	26.54	-	-	17.42	-
Net Debt / Equity Ratio	0.85	0.85	0.66	0.17	-0.79	-0.53
Net Debt / FCF Ratio	7.39	7.39	-5.01	-0.26	-5.12	4.10
Return on Equity (ROE)	16.77%	16.77%	15.38%	14.93%	10.26%	3.46%
Return on Assets (ROA)	1.33%	1.33%	1.25%	1.16%	0.73%	0.23%
Earnings Yield	10.81%	9.94%	16.36%	22.59%	25.14%	6.98%
FCF Yield	7.88%	7.11%	-14.02%	-99.11%	37.95%	-26.79%
Dividend Yield	4.68%	4.44%	6.58%	8.40%	8.88%	5.04%
Payout Ratio	45.87%	45.87%	50.93%	25.66%	26.36%	36.93%
Buyback Yield / Dilution	5.46%	5.46%	11.42%	11.43%	6.60%	-0.42%
Total Shareholder Return	10.13%	9.89%	18.00%	19.83%	15.48%	4.62%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.