Sound Financial Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	4,940	4,570	10,369	10,504	6,795	5,988
Short-Term Investments	1,347	1,546	849.2	274.5	729.9	670.7
Cash & Short-Term Investments	6,287	6,116	11,218	10,779	7,525	6,659
Cash Growth	-3.64%	-45.48%	4.08%	43.24%	13.00%	74.85%
Accounts Receivable	1,946	1,609	1,563	1,442	1,137	885.4
Receivables	1,946	1,609	1,563	1,442	1,137	885.4
Inventory	1,627	1,205	738.8	460.6	353.1	280.8
Prepaid Expenses	694.5	459.2	537.6	431.6	442.1	228.6
Restricted Cash	8.2	-	-	-	5.1	0.7
Other Current Assets	6.7	206.5	86.1	121.9	98.6	79
Total Current Assets	10,570	9,596	14,144	13,235	9,561	8,133
Property, Plant & Equipment	3,017	2,585	1,453	1,456	1,424	1,284
Long-Term Investments	5,804	5,173	2,498	112.2	-	-
Goodwill	1,088	1,088	1,088	1,088	1,002	1,002
Other Intangible Assets	429.8	825.9	839.9	603.6	400	400
Long-Term Deferred Tax Assets	2,937	2,331	1,812	1,247	934.5	882.8
Long-Term Deferred Charges	-	62.6	58.9	40.2	-	-
Other Long-Term Assets	1,017	871.9	836.4	369.4	110.8	49.3
Total Assets	24,862	22,533	22,730	18,151	13,433	11,752
Accounts Payable	420.3	413	364.9	303.9	195	155.1
Accrued Expenses	3,614	2,628	2,556	2,003	1,467	1,301
Current Portion of Leases	-	92.3	83.7	89.4	80.2	52.9
Current Income Taxes Payable	-	161.1	99.5	123.3	211.3	104.2
Current Unearned Revenue	182	206.8	170.3	159.6	171.7	191.5
Other Current Liabilities	259.5	63.9	273.2	62.5	16.5	73
Total Current Liabilities	4,475	3,565	3,547	2,742	2,142	1,878
Long-Term Leases	1,835	1,657	724.7	810.3	887.2	889.5
Other Long-Term Liabilities	1,233	901.8	877.7	685.8	303.3	298
Total Liabilities	7,544	6,124	5,150	4,238	3,333	3,065
Common Stock	2.5	2.6	2.6	2.6	2.5	2.6
Additional Paid-In Capital	5,012	6,672	7,450	7,387	6,881	7,894
Retained Earnings	12,369	9,607	10,142	6,523	3,201	858.7
Comprehensive Income & Other	-64.5	127.8	-14.3	0.8	15.9	-68.5
Total Common Equity	17,319	16,410	17,580	13,913	10,100	8,687
Shareholders' Equity	17,319	16,410	17,580	13,913	10,100	8,687
Total Liabilities & Equity	24,862	22,533	22,730	18,151	13,433	11,752
Total Debt	1,835	1,750	808.4	899.7	967.4	942.4
Net Cash (Debt)	10,175	9,474	12,908	9,991	6,558	5,717
Net Cash Growth	7.63%	-26.60%	29.19%	52.36%	14.71%	82.34%
Net Cash Per Share	39.40	36.74	49.55	38.56	25.23	21.70
Filing Date Shares Outstanding	253.72	256.79	258.31	257.09	254.58	259.96
Total Common Shares Outstanding	253.95	256.94	257.7	257.01	254.48	259.89
Working Capital	6,094	6,032	10,597	10,493	7,419	6,256
Book Value Per Share	68.20	63.87	68.22	54.13	39.69	33.42
Tangible Book Value	15,801	14,496	15,653	12,221	8,698	7,285
Tangible Book Value Per Share	62.22	56.42	60.74	47.55	34.18	28.03
Land	-	33.1	33.1	33.1	33.1	33.1
Buildings	-	461.2	928.6	903.1	892.5	876.1
Machinery	-	1,061	911.9	788.6	701	605.3
Leasehold Improvements	-	737.6	474.6	410.9	363.5	234.6

Source: S&P Global Market Intelligence. Standard template. Financial Sources.