NEO Finance, AB (VSE:NEOFI)

NEO Finance, AB Statistics

Total Valuation

NEO Finance, AB has a market cap or net worth of EUR 13.78 million. The enterprise value is -13.27 million.

Market Cap	13.78M
Enterprise Value	-13.27M

Important Dates

The last earnings date was Tuesday, March 31, 2026.

Earnings Date	Mar 31, 2026
Ex-Dividend Date	n/a

Share Statistics

NEO Finance, AB has 4.20 million shares outstanding.

Current Share Class	4.20M
Shares Outstanding	4.20M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	722,764

Valuation Ratios

The trailing PE ratio is 9.20.

PE Ratio	9.20
Forward PE	n/a
PS Ratio	1.72
PB Ratio	2.89
P/TBV Ratio	3.82
P/FCF Ratio	1.84
P/OCF Ratio	1.70
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-8.86
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-1.77

Financial Position

The company has a current ratio of 1.07, with a Debt / Equity ratio of 1.03.

Current Ratio	1.07
Quick Ratio	0.99
Debt / Equity	1.03
Debt / EBITDA	3.62
Debt / FCF	0.65
Interest Coverage	1,556.53

Financial Efficiency

Return on equity (ROE) is 37.27% and return on invested capital (ROIC) is 9.64%.

Return on Equity (ROE)	37.27%
Return on Assets (ROA)	2.27%
Return on Invested Capital (ROIC)	9.64%
Return on Capital Employed (ROCE)	17.92%
Weighted Average Cost of Capital (WACC)	4.42%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	49
Asset Turnover	0.22
Inventory Turnover	46.26

Taxes

In the past 12 months, NEO Finance, AB has paid 166,345 in taxes.

Income Tax	166,345
Effective Tax Rate	10.00%

Stock Price Statistics

The stock price has increased by +43.86% in the last 52 weeks. The beta is 0.32, so NEO Finance, AB's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	+43.86%
50-Day Moving Average	3.00
200-Day Moving Average	2.64
Relative Strength Index (RSI)	53.07
Average Volume (20 Days)	417

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NEO Finance, AB had revenue of EUR 8.03 million and earned 1.50 million in profits. Earnings per share was 0.36.

Revenue	8.03M
Gross Profit	5.80M
Operating Income	1.33M
Pretax Income	1.66M
Net Income	1.50M
EBITDA	1.35M
EBIT	1.33M
Earnings Per Share (EPS)	0.36

Balance Sheet

The company has 31.95 million in cash and 4.90 million in debt, with a net cash position of 27.05 million or 6.44 per share.

Cash & Cash Equivalents	31.95M
Total Debt	4.90M
Net Cash	27.05M
Net Cash Per Share	6.44
Equity (Book Value)	4.77M
Book Value Per Share	1.13
Working Capital	2.43M

Cash Flow

In the last 12 months, operating cash flow was 8.09 million and capital expenditures -600,042, giving a free cash flow of 7.49 million.

Operating Cash Flow	8.09M
Capital Expenditures	-600,042
Depreciation & Amortization	20,506
Net Borrowing	535,000
Free Cash Flow	7.49M
FCF Per Share	1.78

Margins

Gross margin is 72.20%, with operating and profit margins of 16.61% and 18.65%.

Gross Margin	72.20%
Operating Margin	16.61%
Pretax Margin	20.72%
Profit Margin	18.65%
EBITDA Margin	16.86%
EBIT Margin	16.61%
FCF Margin	93.30%

Dividends & Yields

NEO Finance, AB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	10.87%
FCF Yield	54.37%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

NEO Finance, AB has an Altman Z-Score of 0.6 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.6
Piotroski F-Score	7