NEO Finance, AB (VSE:NEOFI)

NEO Finance, AB Statistics

Total Valuation

NEO Finance, AB has a market cap or net worth of EUR 11.68 million. The enterprise value is -7.45 million.

Market Cap	11.68M
Enterprise Value	-7.45M

Important Dates

The last earnings date was Friday, October 31, 2025.

Earnings Date	Oct 31, 2025
Ex-Dividend Date	n/a

Share Statistics

NEO Finance, AB has 4.20 million shares outstanding.

Current Share Class	4.20M
Shares Outstanding	4.20M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	722,764

Valuation Ratios

The trailing PE ratio is 9.29.

PE Ratio	9.29
Forward PE	n/a
PS Ratio	1.57
PB Ratio	2.64
P/TBV Ratio	3.50
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-5.93
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.10, with a Debt / Equity ratio of 0.76.

Current Ratio	1.10
Quick Ratio	1.09
Debt / Equity	0.76
Debt / EBITDA	1.73
Debt / FCF	n/a
Interest Coverage	1,233.67

Financial Efficiency

Return on equity (ROE) is 33.13% and return on invested capital (ROIC) is 9.61%.

Return on Equity (ROE)	33.13%
Return on Assets (ROA)	2.20%
Return on Invested Capital (ROIC)	9.61%
Return on Capital Employed (ROCE)	13.18%
Revenue Per Employee	169,134
Profits Per Employee	28,570
Employee Count	44
Asset Turnover	0.26
Inventory Turnover	9.08

Taxes

In the past 12 months, NEO Finance, AB has paid 80,374 in taxes.

Income Tax	80,374
Effective Tax Rate	6.01%

Stock Price Statistics

The stock price has increased by +22.22% in the last 52 weeks. The beta is 0.34, so NEO Finance, AB's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	+22.22%
50-Day Moving Average	2.99
200-Day Moving Average	2.47
Relative Strength Index (RSI)	46.82
Average Volume (20 Days)	98

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NEO Finance, AB had revenue of EUR 7.44 million and earned 1.26 million in profits. Earnings per share was 0.30.

Revenue	7.44M
Gross Profit	5.08M
Operating Income	1.03M
Pretax Income	1.34M
Net Income	1.26M
EBITDA	1.93M
EBIT	1.03M
Earnings Per Share (EPS)	0.30

Balance Sheet

The company has 22.48 million in cash and 3.35 million in debt, giving a net cash position of 19.13 million or 4.55 per share.

Cash & Cash Equivalents	22.48M
Total Debt	3.35M
Net Cash	19.13M
Net Cash Per Share	4.55
Equity (Book Value)	4.42M
Book Value Per Share	1.05
Working Capital	2.49M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 68.26%, with operating and profit margins of 13.78% and 16.89%.

Gross Margin	68.26%
Operating Margin	13.78%
Pretax Margin	17.97%
Profit Margin	16.89%
EBITDA Margin	25.99%
EBIT Margin	13.78%
FCF Margin	n/a

Dividends & Yields

NEO Finance, AB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	10.76%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

NEO Finance, AB has an Altman Z-Score of 0.71 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.71
Piotroski F-Score	4