AKCEPT Finance S.A. (WSE:AFC)

AKCEPT Finance Statistics

Total Valuation

AKCEPT Finance has a market cap or net worth of PLN 1.11 million. The enterprise value is 4.00 million.

Market Cap	1.11M
Enterprise Value	4.00M

Important Dates

The next estimated earnings date is Friday, February 13, 2026.

Earnings Date	Feb 13, 2026
Ex-Dividend Date	n/a

Share Statistics

AKCEPT Finance has 5.00 million shares outstanding.

Current Share Class	3.00M
Shares Outstanding	5.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	1.00M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	15.06
PB Ratio	-1.20
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-6.55
EV / Sales	54.26
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-19.03

Financial Position

The company has a current ratio of 0.83

Current Ratio	0.83
Quick Ratio	0.49
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-18.53
Interest Coverage	-0.92

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	-3.77%
Return on Invested Capital (ROIC)	-33.17%
Return on Capital Employed (ROCE)	37.03%
Weighted Average Cost of Capital (WACC)	6.79%
Revenue Per Employee	36,864
Profits Per Employee	-305,185
Employee Count	2
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

Income Tax	-20,813
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +5.71% in the last 52 weeks. The beta is 0.55, so AKCEPT Finance's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	+5.71%
50-Day Moving Average	0.22
200-Day Moving Average	0.23
Relative Strength Index (RSI)	46.65
Average Volume (20 Days)	566

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, AKCEPT Finance had revenue of PLN 73,727 and -610,370 in losses. Loss per share was -0.12.

Revenue	73,727
Gross Profit	73,727
Operating Income	-302,974
Pretax Income	-631,183
Net Income	-610,370
EBITDA	-297,958
EBIT	-302,974
Loss Per Share	-0.12

Balance Sheet

The company has 1.00 million in cash and 3.89 million in debt, with a net cash position of -2.89 million or -0.58 per share.

Cash & Cash Equivalents	1.00M
Total Debt	3.89M
Net Cash	-2.89M
Net Cash Per Share	-0.58
Equity (Book Value)	-925,296
Book Value Per Share	-0.19
Working Capital	-1.01M

Cash Flow

In the last 12 months, operating cash flow was -183,180 and capital expenditures -27,000, giving a free cash flow of -210,180.

Operating Cash Flow	-183,180
Capital Expenditures	-27,000
Free Cash Flow	-210,180
FCF Per Share	-0.04

Margins

Gross Margin	100.00%
Operating Margin	-410.94%
Pretax Margin	-856.11%
Profit Margin	n/a
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

AKCEPT Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-54.99%
FCF Yield	-18.94%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

AKCEPT Finance has an Altman Z-Score of -2.09 and a Piotroski F-Score of 1. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	-2.09
Piotroski F-Score	1