Amica S.A. (WSE:AMC)

Amica Statistics

Total Valuation

Amica has a market cap or net worth of PLN 451.85 million. The enterprise value is 639.05 million.

Market Cap	451.85M
Enterprise Value	639.05M

Important Dates

The last earnings date was Friday, September 19, 2025.

Earnings Date	Sep 19, 2025
Ex-Dividend Date	Jun 17, 2025

Share Statistics

Amica has 7.67 million shares outstanding.

Current Share Class	4.95M
Shares Outstanding	7.67M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.55%
Owned by Institutions (%)	28.21%
Float	4.91M

Valuation Ratios

The trailing PE ratio is 34.24 and the forward PE ratio is 12.12.

PE Ratio	34.24
Forward PE	12.12
PS Ratio	0.18
PB Ratio	0.45
P/TBV Ratio	0.52
P/FCF Ratio	14.48
P/OCF Ratio	6.61
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.79, with an EV/FCF ratio of 20.48.

EV / Earnings	48.41
EV / Sales	0.26
EV / EBITDA	5.79
EV / EBIT	12.06
EV / FCF	20.48

Financial Position

The company has a current ratio of 1.33, with a Debt / Equity ratio of 0.30.

Current Ratio	1.33
Quick Ratio	0.60
Debt / Equity	0.30
Debt / EBITDA	2.72
Debt / FCF	9.61
Interest Coverage	3.08

Financial Efficiency

Return on equity (ROE) is 1.28% and return on invested capital (ROIC) is 2.54%.

Return on Equity (ROE)	1.28%
Return on Assets (ROA)	1.64%
Return on Invested Capital (ROIC)	2.54%
Return on Capital Employed (ROCE)	4.74%
Revenue Per Employee	960,155
Profits Per Employee	5,116
Employee Count	2,616
Asset Turnover	1.23
Inventory Turnover	2.98

Taxes

In the past 12 months, Amica has paid 17.80 million in taxes.

Income Tax	17.80M
Effective Tax Rate	57.42%

Stock Price Statistics

The stock price has increased by +5.75% in the last 52 weeks. The beta is 0.70, so Amica's price volatility has been lower than the market average.

Beta (5Y)	0.70
52-Week Price Change	+5.75%
50-Day Moving Average	56.60
200-Day Moving Average	60.57
Relative Strength Index (RSI)	60.63
Average Volume (20 Days)	5,337

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Amica had revenue of PLN 2.48 billion and earned 13.20 million in profits. Earnings per share was 1.72.

Revenue	2.48B
Gross Profit	676.80M
Operating Income	53.00M
Pretax Income	31.00M
Net Income	13.20M
EBITDA	82.30M
EBIT	53.00M
Earnings Per Share (EPS)	1.72

Balance Sheet

The company has 112.70 million in cash and 299.90 million in debt, giving a net cash position of -187.20 million or -24.40 per share.

Cash & Cash Equivalents	112.70M
Total Debt	299.90M
Net Cash	-187.20M
Net Cash Per Share	-24.40
Equity (Book Value)	1.01B
Book Value Per Share	131.85
Working Capital	291.80M

Cash Flow

In the last 12 months, operating cash flow was 68.40 million and capital expenditures -37.20 million, giving a free cash flow of 31.20 million.

Operating Cash Flow	68.40M
Capital Expenditures	-37.20M
Free Cash Flow	31.20M
FCF Per Share	4.07

Margins

Gross margin is 27.32%, with operating and profit margins of 2.14% and 0.53%.

Gross Margin	27.32%
Operating Margin	2.14%
Pretax Margin	1.25%
Profit Margin	0.53%
EBITDA Margin	3.32%
EBIT Margin	2.14%
FCF Margin	1.26%

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 3.40%.

Dividend Per Share	2.00
Dividend Yield	3.40%
Dividend Growth (YoY)	-20.00%
Years of Dividend Growth	n/a
Payout Ratio	115.91%
Buyback Yield	n/a
Shareholder Yield	3.40%
Earnings Yield	2.92%
FCF Yield	6.90%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Amica has an Altman Z-Score of 1.79 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.79
Piotroski F-Score	6