Korbank S.A. (WSE:KOR)

Korbank Statistics

Total Valuation

Korbank has a market cap or net worth of PLN 41.71 million. The enterprise value is 55.91 million.

Market Cap	41.71M
Enterprise Value	55.91M

Important Dates

The next estimated earnings date is Monday, November 10, 2025.

Earnings Date	Nov 10, 2025
Ex-Dividend Date	n/a

Share Statistics

Korbank has 4.94 million shares outstanding.

Current Share Class	1.94M
Shares Outstanding	4.94M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	81.85%
Owned by Institutions (%)	n/a
Float	896,042

Valuation Ratios

The trailing PE ratio is 12.98.

PE Ratio	12.98
Forward PE	n/a
PS Ratio	0.99
PB Ratio	1.05
P/TBV Ratio	1.05
P/FCF Ratio	16.88
P/OCF Ratio	5.68
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.14, with an EV/FCF ratio of 22.63.

EV / Earnings	17.40
EV / Sales	1.33
EV / EBITDA	7.14
EV / EBIT	10.17
EV / FCF	22.63

Financial Position

The company has a current ratio of 1.64, with a Debt / Equity ratio of 0.51.

Current Ratio	1.64
Quick Ratio	1.38
Debt / Equity	0.51
Debt / EBITDA	2.60
Debt / FCF	8.23
Interest Coverage	3.43

Financial Efficiency

Return on equity (ROE) is 8.38% and return on invested capital (ROIC) is 5.78%.

Return on Equity (ROE)	8.38%
Return on Assets (ROA)	5.15%
Return on Invested Capital (ROIC)	5.78%
Return on Capital Employed (ROCE)	9.39%
Revenue Per Employee	839,967
Profits Per Employee	64,268
Employee Count	48
Asset Turnover	0.63
Inventory Turnover	4.31

Taxes

In the past 12 months, Korbank has paid 827,400 in taxes.

Income Tax	827,400
Effective Tax Rate	20.48%

Stock Price Statistics

The stock price has increased by +5.73% in the last 52 weeks. The beta is 0.08, so Korbank's price volatility has been lower than the market average.

Beta (5Y)	0.08
52-Week Price Change	+5.73%
50-Day Moving Average	8.67
200-Day Moving Average	8.17
Relative Strength Index (RSI)	39.83
Average Volume (20 Days)	291

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Korbank had revenue of PLN 42.00 million and earned 3.21 million in profits. Earnings per share was 0.65.

Revenue	42.00M
Gross Profit	31.25M
Operating Income	5.50M
Pretax Income	4.04M
Net Income	3.21M
EBITDA	7.83M
EBIT	5.50M
Earnings Per Share (EPS)	0.65

Balance Sheet

The company has 6.14 million in cash and 20.34 million in debt, giving a net cash position of -14.20 million or -2.88 per share.

Cash & Cash Equivalents	6.14M
Total Debt	20.34M
Net Cash	-14.20M
Net Cash Per Share	-2.88
Equity (Book Value)	39.85M
Book Value Per Share	8.07
Working Capital	5.90M

Cash Flow

In the last 12 months, operating cash flow was 7.35 million and capital expenditures -4.88 million, giving a free cash flow of 2.47 million.

Operating Cash Flow	7.35M
Capital Expenditures	-4.88M
Free Cash Flow	2.47M
FCF Per Share	0.50

Margins

Gross margin is 74.40%, with operating and profit margins of 13.09% and 7.65%.

Gross Margin	74.40%
Operating Margin	13.09%
Pretax Margin	9.62%
Profit Margin	7.65%
EBITDA Margin	18.64%
EBIT Margin	13.09%
FCF Margin	5.88%

Dividends & Yields

Korbank does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	7.70%
FCF Yield	5.92%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Korbank has an Altman Z-Score of 1.88 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.88
Piotroski F-Score	6