Kredyt Inkaso Statistics

Total Valuation

Kredyt Inkaso has a market cap or net worth of PLN 233.44 million. The enterprise value is 377.22 million.

Market Cap	233.44M
Enterprise Value	377.22M

Important Dates

The next estimated earnings date is Wednesday, February 26, 2025.

Earnings Date	Feb 26, 2025
Ex-Dividend Date	n/a

Share Statistics

Kredyt Inkaso has 12.90 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	12.90M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+8.09%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	3.61%
Float	700,153

Valuation Ratios

The trailing PE ratio is 26.02.

PE Ratio	26.02
Forward PE	n/a
PS Ratio	0.92
PB Ratio	0.65
P/TBV Ratio	0.67
P/FCF Ratio	1.38
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.07, with an EV/FCF ratio of 2.24.

EV / Earnings	25.31
EV / Sales	1.49
EV / EBITDA	3.07
EV / EBIT	3.26
EV / FCF	2.24

Financial Position

The company has a current ratio of 2.58, with a Debt / Equity ratio of 1.26.

Current Ratio	2.58
Quick Ratio	2.47
Debt / Equity	1.26
Debt / EBITDA	3.69
Debt / FCF	2.69
Interest Coverage	2.29

Financial Efficiency

Return on equity (ROE) is 2.53% and return on invested capital (ROIC) is 9.19%.

Return on Equity (ROE)	2.53%
Return on Assets (ROA)	8.82%
Return on Invested Capital (ROIC)	9.19%
Return on Capital Employed (ROCE)	16.04%
Revenue Per Employee	441,611
Profits Per Employee	25,962
Employee Count	574
Asset Turnover	0.31
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +9.64% in the last 52 weeks. The beta is 1.05, so Kredyt Inkaso's price volatility has been similar to the market average.

Beta (5Y)	1.05
52-Week Price Change	+9.64%
50-Day Moving Average	19.43
200-Day Moving Average	18.97
Relative Strength Index (RSI)	46.63
Average Volume (20 Days)	911

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Kredyt Inkaso had revenue of PLN 253.49 million and earned 14.90 million in profits. Earnings per share was 1.16.

Revenue	253.49M
Gross Profit	191.37M
Operating Income	115.79M
Pretax Income	14.04M
Net Income	14.90M
EBITDA	119.72M
EBIT	115.79M
Earnings Per Share (EPS)	1.16

Full Income Statement

Balance Sheet

The company has 309.75 million in cash and 453.60 million in debt, giving a net cash position of -143.86 million or -11.15 per share.

Cash & Cash Equivalents	309.75M
Total Debt	453.60M
Net Cash	-143.86M
Net Cash Per Share	-11.15
Equity (Book Value)	360.52M
Book Value Per Share	27.96
Working Capital	203.48M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 169.87 million and capital expenditures -1.15 million, giving a free cash flow of 168.71 million.

Operating Cash Flow	169.87M
Capital Expenditures	-1.15M
Free Cash Flow	168.71M
FCF Per Share	13.08

Full Cash Flow Statement

Margins

Gross margin is 75.49%, with operating and profit margins of 45.68% and 5.88%.

Gross Margin	75.49%
Operating Margin	45.68%
Pretax Margin	5.54%
Profit Margin	5.88%
EBITDA Margin	47.23%
EBIT Margin	45.68%
FCF Margin	66.56%

Dividends & Yields

Kredyt Inkaso does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	6.38%
FCF Yield	72.27%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Kredyt Inkaso has an Altman Z-Score of 1.7. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.7
Piotroski F-Score	n/a