Kredyt Inkaso Statistics

Total Valuation

Kredyt Inkaso has a market cap or net worth of PLN 232.15 million. The enterprise value is 380.97 million.

Market Cap	232.15M
Enterprise Value	380.97M

Important Dates

The next estimated earnings date is Wednesday, December 18, 2024.

Earnings Date	Dec 18, 2024
Ex-Dividend Date	n/a

Share Statistics

Kredyt Inkaso has 12.90 million shares outstanding.

Shares Outstanding	12.90M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.20%
Float	700,153

Valuation Ratios

The trailing PE ratio is 9.02.

PE Ratio	9.02
Forward PE	n/a
PS Ratio	0.89
PB Ratio	0.64
P/FCF Ratio	1.36
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.89, with an EV/FCF ratio of 2.24.

EV / Earnings	11.27
EV / Sales	1.45
EV / EBITDA	2.89
EV / EBIT	3.06
EV / FCF	2.24

Financial Position

The company has a current ratio of 2.61, with a Debt / Equity ratio of 132.38.

Current Ratio	2.61
Quick Ratio	2.50
Debt / Equity	132.38
Debt / EBITDA	3.64
Debt / FCF	2.82
Interest Coverage	2.52

Financial Efficiency

Return on equity (ROE) is 7.45% and return on invested capital (ROIC) is 10.19%.

Return on Equity (ROE)	7.45%
Return on Assets (ROA)	9.41%
Return on Capital (ROIC)	10.19%
Revenue Per Employee	456,505
Profits Per Employee	58,911
Employee Count	574
Asset Turnover	0.32
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +68.22% in the last 52 weeks. The beta is 1.28, so Kredyt Inkaso's price volatility has been higher than the market average.

Beta (5Y)	1.28
52-Week Price Change	+68.22%
50-Day Moving Average	18.94
200-Day Moving Average	18.70
Relative Strength Index (RSI)	34.84
Average Volume (20 Days)	357

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Kredyt Inkaso had revenue of PLN 262.03 million and earned 33.82 million in profits. Earnings per share was 2.62.

Revenue	262.03M
Gross Profit	200.91M
Operating Income	124.35M
Pretax Income	30.89M
Net Income	33.82M
EBITDA	128.48M
EBIT	124.35M
Earnings Per Share (EPS)	2.62

Full Income Statement

Balance Sheet

The company has 331.42 million in cash and 479.75 million in debt, giving a net cash position of -148.33 million or -11.50 per share.

Cash & Cash Equivalents	331.42M
Total Debt	479.75M
Net Cash	-148.33M
Net Cash Per Share	-11.50
Equity (Book Value)	362.41M
Book Value Per Share	28.06
Working Capital	222.37M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 171.36 million and capital expenditures -1.27 million, giving a free cash flow of 170.09 million.

Operating Cash Flow	171.36M
Capital Expenditures	-1.27M
Free Cash Flow	170.09M
FCF Per Share	13.19

Full Cash Flow Statement

Margins

Gross margin is 76.67%, with operating and profit margins of 47.46% and 12.90%.

Gross Margin	76.67%
Operating Margin	47.46%
Pretax Margin	11.79%
Profit Margin	12.90%
EBITDA Margin	49.03%
EBIT Margin	47.46%
FCF Margin	64.91%

Dividends & Yields

Kredyt Inkaso does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	14.57%
FCF Yield	73.27%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Kredyt Inkaso has an Altman Z-Score of 1.66. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.66
Piotroski F-Score	n/a