Kredyt Inkaso Statistics

Total Valuation

Kredyt Inkaso has a market cap or net worth of PLN 223.77 million. The enterprise value is 371.20 million.

Market Cap	223.77M
Enterprise Value	371.20M

Important Dates

The next estimated earnings date is Wednesday, July 9, 2025.

Earnings Date	Jul 9, 2025
Ex-Dividend Date	n/a

Share Statistics

Kredyt Inkaso has 12.90 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	12.90M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-7.61%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	3.61%
Float	8.63M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.88
PB Ratio	0.64
P/TBV Ratio	0.67
P/FCF Ratio	1.33
P/OCF Ratio	1.33
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.10, with an EV/FCF ratio of 2.21.

EV / Earnings	-185,599.13
EV / Sales	1.46
EV / EBITDA	3.10
EV / EBIT	3.29
EV / FCF	2.21

Financial Position

The company has a current ratio of 1.88, with a Debt / Equity ratio of 1.38.

Current Ratio	1.88
Quick Ratio	1.80
Debt / Equity	1.38
Debt / EBITDA	4.01
Debt / FCF	2.86
Interest Coverage	2.20

Financial Efficiency

Return on equity (ROE) is -1.71% and return on invested capital (ROIC) is 8.66%.

Return on Equity (ROE)	-1.71%
Return on Assets (ROA)	8.08%
Return on Invested Capital (ROIC)	8.66%
Return on Capital Employed (ROCE)	15.63%
Revenue Per Employee	442,726
Profits Per Employee	-3
Employee Count	574
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -5.43% in the last 52 weeks. The beta is 0.55, so Kredyt Inkaso's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	-5.43%
50-Day Moving Average	17.46
200-Day Moving Average	18.38
Relative Strength Index (RSI)	48.77
Average Volume (20 Days)	95

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Kredyt Inkaso had revenue of PLN 254.13 million and -2,000 in losses. Loss per share was -0.00.

Revenue	254.13M
Gross Profit	186.61M
Operating Income	112.76M
Pretax Income	11.93M
Net Income	-2,000
EBITDA	116.41M
EBIT	112.76M
Loss Per Share	-0.00

Full Income Statement

Balance Sheet

The company has 332.14 million in cash and 479.43 million in debt, giving a net cash position of -147.29 million or -11.42 per share.

Cash & Cash Equivalents	332.14M
Total Debt	479.43M
Net Cash	-147.29M
Net Cash Per Share	-11.42
Equity (Book Value)	347.42M
Book Value Per Share	26.93
Working Capital	167.23M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 168.85 million and capital expenditures -962,000, giving a free cash flow of 167.89 million.

Operating Cash Flow	168.85M
Capital Expenditures	-962,000
Free Cash Flow	167.89M
FCF Per Share	13.02

Full Cash Flow Statement

Margins

Gross margin is 73.43%, with operating and profit margins of 44.37% and -0.00%.

Gross Margin	73.43%
Operating Margin	44.37%
Pretax Margin	4.69%
Profit Margin	-0.00%
EBITDA Margin	45.81%
EBIT Margin	44.37%
FCF Margin	66.07%

Dividends & Yields

Kredyt Inkaso does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-0.00%
FCF Yield	75.03%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Kredyt Inkaso has an Altman Z-Score of 1.51. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.51
Piotroski F-Score	n/a