mPay S.A. (WSE:MPY)

mPay S.A. Statistics

Total Valuation

mPay S.A. has a market cap or net worth of PLN 17.63 million. The enterprise value is 16.15 million.

Market Cap	17.63M
Enterprise Value	16.15M

Important Dates

The last earnings date was Friday, May 15, 2026.

Earnings Date	May 15, 2026
Ex-Dividend Date	n/a

Share Statistics

mPay S.A. has 69.40 million shares outstanding. The number of shares has increased by 2.21% in one year.

Current Share Class	69.40M
Shares Outstanding	69.40M
Shares Change (YoY)	+2.21%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	2.88%
Owned by Institutions (%)	n/a
Float	48.66M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.97
PB Ratio	1.05
P/TBV Ratio	1.20
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.64, with an EV/FCF ratio of -22.07.

EV / Earnings	-8.51
EV / Sales	0.89
EV / EBITDA	10.64
EV / EBIT	11.82
EV / FCF	-22.07

Financial Position

The company has a current ratio of 1.50

Current Ratio	1.50
Quick Ratio	1.35
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	1.24

Financial Efficiency

Return on equity (ROE) is -11.75% and return on invested capital (ROIC) is 8.07%.

Return on Equity (ROE)	-11.75%
Return on Assets (ROA)	1.78%
Return on Invested Capital (ROIC)	8.07%
Return on Capital Employed (ROCE)	6.96%
Weighted Average Cost of Capital (WACC)	6.75%
Revenue Per Employee	1.21M
Profits Per Employee	-126,481
Employee Count	15
Asset Turnover	0.38
Inventory Turnover	2.98

Taxes

Income Tax	-358,430
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -35.09% in the last 52 weeks. The beta is 0.46, so mPay S.A.'s price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	-35.09%
50-Day Moving Average	0.26
200-Day Moving Average	0.30
Relative Strength Index (RSI)	49.05
Average Volume (20 Days)	120,056

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, mPay S.A. had revenue of PLN 18.13 million and -1.90 million in losses.

Revenue	18.13M
Gross Profit	4.42M
Operating Income	1.37M
Pretax Income	-2.26M
Net Income	-1.90M
EBITDA	1.52M
EBIT	1.37M
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 1.47 million in cash and n/a in debt, with a net cash position of 1.47 million or 0.02 per share.

Cash & Cash Equivalents	1.47M
Total Debt	n/a
Net Cash	1.47M
Net Cash Per Share	0.02
Equity (Book Value)	16.85M
Book Value Per Share	n/a
Working Capital	14.64M

Cash Flow

In the last 12 months, operating cash flow was -728,412 and capital expenditures -3,358, giving a free cash flow of -731,770.

Operating Cash Flow	-728,412
Capital Expenditures	-3,358
Depreciation & Amortization	161,301
Net Borrowing	-75,276
Free Cash Flow	-731,770
FCF Per Share	-0.01

Margins

Gross margin is 24.38%, with operating and profit margins of 7.54% and -10.47%.

Gross Margin	24.38%
Operating Margin	7.54%
Pretax Margin	-12.44%
Profit Margin	-10.47%
EBITDA Margin	8.38%
EBIT Margin	7.54%
FCF Margin	n/a

Dividends & Yields

mPay S.A. does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.21%
Shareholder Yield	-2.21%
Earnings Yield	-10.76%
FCF Yield	-4.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4